{"id":14747,"date":"2026-11-03T17:36:21","date_gmt":"2026-11-03T17:36:21","guid":{"rendered":"https:\/\/novomove.com\/portugal-private-bank-account\/"},"modified":"2026-11-03T17:36:21","modified_gmt":"2026-11-03T17:36:21","slug":"portugal-private-bank-account","status":"publish","type":"page","link":"https:\/\/novomove.com\/pt\/portugal-private-bank-account\/","title":{"rendered":"Private Bank Account in Portugal"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14747\" class=\"elementor elementor-14747\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4466a66 e-con-full e-flex e-con e-parent\" data-id=\"4466a66\" data-element_type=\"container\" data-e-type=\"container\" id=\"nmpb-page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1bffe85 nmpb-hero-w elementor-widget elementor-widget-html\" data-id=\"1bffe85\" data-element_type=\"widget\" data-e-type=\"widget\" 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b{display:block;font-size:15px;line-height:1.35;color:#fff;font-weight:600;}\n.nmpb-htl span{display:block;font-size:13px;line-height:1.45;color:rgba(255,255,255,0.65);}\n@media (max-width:1024px){.nmpb-hero__inner{grid-template-columns:1fr;}.nmpb-htl{display:none;}}\n@media (max-width:767px){.nmpb-hero__line1{font-size:19px;}.nmpb-hero__line2{font-size:16px;}}\n.nmpb-hero__media{border-radius:16px;overflow:hidden;box-shadow:0 24px 60px rgba(1,33,71,0.45);}.nmpb-hero__media img{display:block;width:100%;max-width:100%;height:auto;}@media (max-width:1024px){.nmpb-hero__media{max-width:640px;}.nmpb-hero__media img{height:240px;object-fit:cover;}}@media (max-width:767px){.nmpb-hero__media img{height:200px;}}<\/style><section id=\"nmpb-hero\"><div class=\"nmpb-container\"><div class=\"nmpb-hero__inner\"><div><div class=\"nmpb-hero__pills\"><span class=\"nmpb-pill nmpb-pill--eyebrow\">Account opening help, with a licensed Portuguese bank<\/span><\/div><h1>Open a Portuguese bank account remotely, <span>with custody for Golden Visa funds<\/span><\/h1><p class=\"nmpb-hero__line1\">We help Golden Visa investors, D7, D8 and D2 applicants, and non-residents open an account with a licensed Portuguese bank, from home.<\/p><p class=\"nmpb-hero__line2\"><b>\u20ac500<\/b> one holder. <b>\u20ac600<\/b> joint. About <b>2 to 3 weeks<\/b>.<\/p><p class=\"nmpb-hero__worry\"><em>\u201cWill I have to fly to Lisbon?\u201d<\/em> No. Our partner lawyer certifies your documents in Portugal.<\/p><div class=\"nmpb-btn-row\"><a class=\"nmpb-btn nmpb-btn--primary\" href=\"https:\/\/clients.novomove.com\/order\/Private-Account-Setup\">Open my account<\/a><a class=\"nmpb-btn nmpb-btn--ghost-dark intercom-open\" href=\"#\">Chat with us<\/a><\/div><div class=\"nmpb-hero__after\"><span class=\"nmpb-pill\"><b>7,200+<\/b> expats helped<\/span><p class=\"nmpb-hero__legal\">Account held with a licensed Portuguese bank &middot; Documents certified by a licensed Portuguese lawyer &middot; Updated 3 November 2026<\/p><\/div><\/div><div><div class=\"nmpb-hero__media\"><img fetchpriority=\"high\" class=\"no-lazyload\" src=\"\/wp-content\/uploads\/2026\/11\/private-account-hero-lisbon-balcony.jpg\" width=\"1168\" height=\"876\" alt=\"Laptop, coffee and a document folder on a balcony table above the rooftops of Lisbon 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24px 88px;box-sizing:border-box;font-family:inherit;}#nmpb-start-wrap .nmpb-cta{max-width:880px;margin:0 auto;background:#FFF7D6;border:1px solid #F2DFA0;border-top:4px solid #FFC504;border-radius:18px;padding:48px;box-sizing:border-box;scroll-margin-top:110px;}#nmpb-start-wrap .nmpb-cta .nmpbh2{color:#012147;margin:0 0 20px;}#nmpb-start-wrap .nmpb-cta p{color:#012147;font-size:18px;line-height:1.75;margin:0 0 24px;max-width:720px;}#nmpb-start-wrap .nmpb-cta .nmpbctas{margin:0;}#nmpb-start-wrap .nmpb-cta p.nmpbsmall{font-size:15px;line-height:1.6;color:#44546A;border-top:1px solid #F2DFA0;padding-top:20px;margin:32px 0 0;max-width:none;}#nmpb-start-wrap a.nmpbbtn{background:#FFC504;border-color:#FFC504;color:#012147;}#nmpb-start-wrap a.nmpbbtn:hover{background:#E6B000;border-color:#E6B000;color:#012147;}#nmpb-start-wrap a.nmpbbtn-ghost{background:transparent;color:#012147;border:2px solid #012147;}#nmpb-start-wrap a.nmpbbtn-ghost:hover{background:#012147;color:#fff;border-color:#012147;}@media(max-width:767px){#nmpb-start-wrap{padding:24px 16px 72px;}#nmpb-start-wrap .nmpb-cta{padding:28px;}#nmpb-start-wrap .nmpb-cta p{font-size:17px;}}<\/style><div id=\"nmpb-shell\" class=\"nmpb-shell\"><aside class=\"nmpb-side\"><nav id=\"nmpb-nav\" aria-label=\"On this page\"><div class=\"nmpb-nav__scroll\"><div class=\"nmpb-nav__row\"><a href=\"#pb-start\">Who it\u2019s for<\/a><a href=\"#pb-golden-visa\">Golden Visa<\/a><a href=\"#pb-visa\">Visa applicants<\/a><a href=\"#pb-non-resident\">Non-residents<\/a><a href=\"#pb-included\">What\u2019s included<\/a><a href=\"#pb-how\">How it works<\/a><a href=\"#pb-fit\">Right for you?<\/a><a href=\"#pb-costs\">Costs<\/a><a href=\"#pb-checks\">Who checks<\/a><a href=\"#pb-faq\">FAQ<\/a><\/div><\/div><\/nav><\/aside><div class=\"nmpb-main\"><div class=\"nmpbpage\"><section class=\"nmpbsec\" id=\"pb-start\"><div class=\"nmpbwrap\"><h2 class=\"nmpbh2\">Who is this Portuguese bank account for?<\/h2><p><strong>We help three kinds of people open this account:<\/strong> Golden Visa investors who need a custody account for their fund units, D7, D8 and D2 applicants the usual banks won't take yet, and non-residents who need a Portuguese IBAN without moving here. It's opened remotely, for \u20ac500, in about 2 to 3 weeks on a complete file.<\/p><div class=\"nmpb-tiles\"><div class=\"nmpb-tile\"><p class=\"nmpb-tile__v\">Golden Visa<\/p><p class=\"nmpb-tile__l\">Custody for your fund units, plus an IBAN. <a href=\"#pb-golden-visa\">Read more<\/a><\/p><\/div><div class=\"nmpb-tile\"><p class=\"nmpb-tile__v\">D7, D8, D2<\/p><p class=\"nmpb-tile__l\">No visa appointment needed to open. <a href=\"#pb-visa\">Read more<\/a><\/p><\/div><div class=\"nmpb-tile\"><p class=\"nmpb-tile__v\">Non-residents<\/p><p class=\"nmpb-tile__l\">Buy and run a property from abroad. <a href=\"#pb-non-resident\">Read more<\/a><\/p><\/div><div class=\"nmpb-tile\"><p class=\"nmpb-tile__v\">\u20ac500 \/ \u20ac600<\/p><p class=\"nmpb-tile__l\">One holder \/ joint account, opened remotely<\/p><\/div><\/div><p>Portuguese banks are built for people who already live in Portugal. If you don't yet, you find out fast. The bank that won't take a non-resident NIF. The bank that wants a visa appointment before it opens the account, while the consulate wants the account before it gives you the appointment. The Golden Visa fund that needs a custody account, and the bank that doesn't do custody for your passport.<\/p><p>None of that says anything about you. It's a system that wasn't written with you in mind. This account was.<\/p><ul class=\"nmpbul\"><li>Your account is held with a licensed Portuguese bank, supervised by the Bank of Portugal<\/li><li>Cash deposits covered up to \u20ac100,000 by the Portuguese Deposit Guarantee Fund<\/li><li>Documents certified by a licensed Portuguese lawyer<\/li><li>No trip to Portugal<\/li><\/ul><\/div><\/section><section class=\"nmpbsec nmpbalt\" id=\"pb-golden-visa\"><div class=\"nmpbwrap\"><h2 class=\"nmpbh2\">How does custody work for a Golden Visa fund investment?<\/h2><p><strong>A Golden Visa fund investment needs a custody account in your name to hold the fund units, and this account combines that custody account with a current account and a Portuguese IBAN.<\/strong> You move the money and hold the investment in one place, and the bank confirms the investment in writing for your Golden Visa file.<\/p><h3 class=\"nmpbh3\">What custody means, in plain terms<\/h3><p>When you invest in a Golden Visa fund, you don't end up with cash in an account. You end up with fund units. Units are securities, and securities have to sit in a custody account in your name, held by a bank that's allowed to look after them.<\/p><p>A normal current account can't hold units. A custody account on its own can't receive a wire or pay a bill. This account does both jobs: a custody account for your fund units, and a current account with a Portuguese IBAN for your euros. <a href=\"\/portugal-golden-visa-custody-account\/\">Our custody account guide<\/a> walks through it step by step, with the fee at each stage.<\/p><h3 class=\"nmpbh3\">How the money moves<\/h3><figure class=\"nmpb-fig\" role=\"img\" aria-label=\"How the money moves: open the account, send euros from your home bank, subscribe to your fund, units are registered in your name, and the bank confirms the investment for your Golden Visa file\"><div class=\"nmpb-flow\" aria-hidden=\"true\"><div class=\"nmpb-fl nmpb-fl--nv\">Open the account (NIF first)<\/div><span class=\"nmpb-ar\"><\/span><div class=\"nmpb-fl\">Send euros from your home bank<\/div><span class=\"nmpb-ar\"><\/span><div class=\"nmpb-fl\">Subscribe to your fund<\/div><span class=\"nmpb-ar\"><\/span><div class=\"nmpb-fl\">Units registered in your name<\/div><span class=\"nmpb-ar\"><\/span><div class=\"nmpb-fl nmpb-fl--gd\">Bank confirms the investment for your file<\/div><\/div><\/figure><ol class=\"nmpbol\"><li><strong>We open the account.<\/strong> You'll need a Portuguese NIF first. If you don't have one, <a href=\"\/portugal-nif-online\/\">we can get it for you<\/a>.<\/li><li><strong>You send your investment from your home bank, in euros.<\/strong> Convert before you send. Money that arrives in another currency is converted at a 0.60% spread, which is about \u20ac3,000 on \u20ac500,000.<\/li><li><strong>You subscribe to your fund from the account.<\/strong> The euros leave the current account and go to the fund.<\/li><li><strong>Your units land in your custody account.<\/strong> They're registered in your name at a Portuguese bank, which is what the Golden Visa application needs to see.<\/li><li><strong>The bank confirms your investment in writing.<\/strong> It issues the declaration for your Golden Visa file: \u20ac75 plus VAT within 3 working days, or \u20ac200 plus VAT for next day.<\/li><li><strong>You pay your AIMA fees from the same IBAN.<\/strong> No second Portuguese account needed.<\/li><\/ol><h3 class=\"nmpbh3\">Things investors ask us early<\/h3><p><strong>\u201cDo I need the full \u20ac500,000 in place before opening?\u201d<\/strong> No. Open the account first and move the money when you're ready. While your assets with the bank are under \u20ac100,000, it charges an account fee of about \u20ac130 a quarter. Once your units are registered, you're over that line and the fee stops.<\/p><p><strong>\u201cAm I tied to one fund manager?\u201d<\/strong> No. The account works with any fund registered with the CMVM, Portugal's securities regulator. We don't choose your fund and we don't give investment advice.<\/p><p><strong>\u201cDoes every fund need this?\u201d<\/strong> It depends on the fund. Some funds take your money from abroad straight into their own client account. Others will only accept a transfer from a Portuguese account in your name. Ask your fund how it takes the money before you decide. If yours takes it directly and holds the units for you, you may not need this account at all. Our guide lists <a href=\"\/portugal-golden-visa-custody-account\/#does-every-golden-visa-fund-need-a-custody-account\">the three questions to ask your fund<\/a>.<\/p><p><strong>\u201cI'm a US citizen. Is that a problem?\u201d<\/strong> Some Portuguese banks won't hold fund units for US persons, because of US tax reporting rules. This bank does, and we've opened accounts here for US Golden Visa clients. Those same rules stop US persons trading stocks and bonds through the account, which doesn't affect a fund investment.<\/p><h3 class=\"nmpbh3\">Why we moved our Golden Visa clients here<\/h3><p>Confession: we used to send Golden Visa clients to one of Portugal's big retail banks. On one US case it turned into round after round of extra document requests, and the account opening dragged on while the client waited.<\/p><p>We stopped. Every Golden Visa client of ours now opens this account, whatever their nationality. The bank specialises in investment clients and knows what a Golden Visa file needs from it.<\/p><aside class=\"nmpb-help\"><div class=\"nmpb-help__head\"><span class=\"nmpb-help__ico\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"9\" r=\"6\"><\/circle><path d=\"M8.5 14.2L7 22l5-3 5 3-1.5-7.8\"><\/path><\/svg><\/span><span class=\"nmpb-help__label\">How we can help<\/span><\/div><p>Our Golden Visa service covers the rest of the application with our partner immigration lawyer, from your documents to AIMA. The account is billed separately.<\/p><a class=\"nmpb-help__cta\" href=\"\/portugal-golden-visa\/\">See Golden Visa support &rarr;<\/a><\/aside><\/div><\/section><section class=\"nmpbsec\" id=\"pb-visa\"><div class=\"nmpbwrap\"><h2 class=\"nmpbh2\">Can I open a Portuguese bank account without a visa appointment?<\/h2><p><strong>Yes. This bank doesn't ask for proof of a visa appointment, so D7, D8 and D2 applicants can open the account before their consulate appointment.<\/strong> It assesses each applicant case by case, under its own checks, and gives you a Portuguese IBAN with statements for your visa file.<\/p><h3 class=\"nmpbh3\">The loop<\/h3><p>You requested the consulate appointment in September. The reply asked for proof of accommodation and a Portuguese bank account. You emailed a bank. The bank asked for proof of your visa appointment.<\/p><p>You've read both emails more times than you'd like to admit.<\/p><p>Or you started looking at banks online. One wanted you resident in Portugal before it would open anything. Another wouldn't accept a non-resident NIF at sign-up. A third told you to visit its branch in your home country with apostilled documents.<\/p><h3 class=\"nmpbh3\">How this account gets you out<\/h3><p>This bank looks at you and your money. It accepts documents in English, Portuguese, French or Spanish as they are. Other languages need a certified translation, and we tell you which documents those are before the bank sees anything.<\/p><p>What you get is a current account in euros at a licensed Portuguese bank, with a Portuguese IBAN and statements you can put in your visa file. If your consulate asks for a bank-certified statement, the bank issues one for \u20ac50 plus VAT.<\/p><p><strong>The consulate decides your visa on your whole file.<\/strong> Nobody can promise the outcome. What the account does is take the bank line off your checklist.<\/p><aside class=\"nmpb-help\"><div class=\"nmpb-help__head\"><span class=\"nmpb-help__ico\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M14 3H7a2 2 0 0 0-2 2v14a2 2 0 0 0 2 2h10a2 2 0 0 0 2-2V8z\"><\/path><path d=\"M14 3v5h5\"><\/path><path d=\"M9 14l2 2 4-4\"><\/path><\/svg><\/span><span class=\"nmpb-help__label\">How we can help<\/span><\/div><p>The account is one line on the checklist. Our visa packages cover the rest: your document checklist, a review of your whole file by our partner immigration lawyer, help with the forms and booking, and written support until your appointment. Novomove Premium is \u20ac1,199, or \u20ac320 a month over 4 months.<\/p><a class=\"nmpb-help__cta\" href=\"\/pricing\/#visa\">Compare the visa packages &rarr;<\/a><\/aside><\/div><\/section><section class=\"nmpbsec nmpbalt\" id=\"pb-non-resident\"><div class=\"nmpbwrap\"><h2 class=\"nmpbh2\">Can a non-resident open a Portuguese bank account without moving?<\/h2><p><strong>Yes. This account is opened from abroad and doesn't need you to be resident in Portugal,<\/strong> so property buyers and others who are staying where they are can still have a Portuguese IBAN.<\/p><p>You're buying a flat in Lisbon or a house in the Algarve, and you're staying where you are. Or you need euros in Portugal for another reason, and the retail banks want you resident here first, or in a branch to sign. You can use the account to:<\/p><ul class=\"nmpbul\"><li>pay the deposit and the deed in euros from a Portuguese IBAN<\/li><li>set up direct debits for IMI, water, electricity and condominium fees<\/li><li>receive rent in euros if you let the property out<\/li><\/ul><p>Two honest points before you order.<\/p><p><strong>The bank charges about \u20ac130 a quarter while your assets with it are under \u20ac100,000.<\/strong> For a property buyer who keeps a small working balance, that's around \u20ac520 a year. A retail bank is usually cheaper to run once you're eligible for one.<\/p><p>And you'll need a Portuguese NIF first, the same as for anything else here.<\/p><aside class=\"nmpb-help\"><div class=\"nmpb-help__head\"><span class=\"nmpb-help__ico\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M14 3H7a2 2 0 0 0-2 2v14a2 2 0 0 0 2 2h10a2 2 0 0 0 2-2V8z\"><\/path><path d=\"M14 3v5h5\"><\/path><path d=\"M9 14l2 2 4-4\"><\/path><\/svg><\/span><span class=\"nmpb-help__label\">How we can help<\/span><\/div><p>We get your NIF remotely through our partner lawyer, so you have it before the account opening starts. \u20ac79.<\/p><a class=\"nmpb-help__cta\" href=\"\/portugal-nif-online\/\">Get your NIF &rarr;<\/a><\/aside><\/div><\/section><section class=\"nmpbsec\" id=\"pb-included\"><div class=\"nmpbwrap\"><h2 class=\"nmpbh2\">What's included in the \u20ac500 account opening?<\/h2><p><strong>The \u20ac500 covers everything between you and an open account: the introduction to the bank, our document check, certification by our partner lawyer and delivery to the bank in Lisbon.<\/strong> A joint account is \u20ac600.<\/p><h3 class=\"nmpbh3\">Included<\/h3><ul class=\"nmpbul\"><li>An introduction to the bank's partner team, who assign you a client officer<\/li><li>A check of your documents in our secure portal before they go to the bank<\/li><li>Certification of your documents by our partner lawyer in Portugal<\/li><li>Delivery of the certified set to the bank in Lisbon<\/li><li>Support on your order thread until the account is open<\/li><\/ul><h3 class=\"nmpbh3\">Not included<\/h3><ul class=\"nmpbul\"><li><strong>The NIF.<\/strong> You need a Portuguese tax number before the bank can open anything. If you don't have one, <a href=\"\/portugal-nif-online\/\">order it first<\/a> (\u20ac79).<\/li><li><strong>Translations.<\/strong> Documents in other languages need a certified translation. We send you a list of Portuguese translation companies we've used, and you arrange it with them directly.<\/li><li><strong>The bank's own questions.<\/strong> The bank's portal asks about your work, your income and where your money comes from. Only you can answer those, so you answer them directly.<\/li><li><strong>Fund selection, investment or tax advice.<\/strong> We don't give any of these. For the tax side of moving, book the <a href=\"\/portugal-tax-consultation\/\">tax consultation<\/a> (\u20ac99).<\/li><li><strong>The visa application itself.<\/strong> For D7, D8 and D2, see the <a href=\"\/pricing\/#visa\">visa packages<\/a>. For a <a href=\"\/portugal-immigration-consultation\/\">quick legal opinion on your case<\/a>, our partner lawyer does 45-minute consultations (\u20ac80).<\/li><\/ul><\/div><\/section><section class=\"nmpbsec nmpbalt\" id=\"pb-how\"><div class=\"nmpbwrap\"><h2 class=\"nmpbh2\">How does the account opening work, step by step?<\/h2><p><strong>There are five stages, and you do them all from home:<\/strong> getting started, the bank's portal, the bank's review, certification, then signature and activation. These are the same five stages we use in every update on your order. Around 2 to 3 weeks on a complete file.<\/p><figure class=\"nmpb-fig\" role=\"img\" aria-label=\"The five stages: getting started, the bank&#x27;s portal, the bank reviews your documents, certification, signature and activation\"><div class=\"nmpb-flow\" aria-hidden=\"true\"><div class=\"nmpb-fl nmpb-fl--nv\">1. Getting started<\/div><span class=\"nmpb-ar\"><\/span><div class=\"nmpb-fl\">2. The bank's portal<\/div><span class=\"nmpb-ar\"><\/span><div class=\"nmpb-fl\">3. The bank reviews your documents<\/div><span class=\"nmpb-ar\"><\/span><div class=\"nmpb-fl\">4. Certification<\/div><span class=\"nmpb-ar\"><\/span><div class=\"nmpb-fl nmpb-fl--gd\">5. Signature and activation<\/div><\/div><\/figure><h3 class=\"nmpbh3\">1. Getting started<\/h3><p>You order and fill in a short form. We introduce you to the bank, which runs a quick pre-check, usually within a few days. It asks for a few basic details, including a phone number for its security text messages.<\/p><p>At the same time, you upload your documents to our secure portal and we check them before the bank sees them. If anything needs fixing or translating, you hear it from us now rather than from the bank weeks later.<\/p><h3 class=\"nmpbh3\">2. The bank's portal<\/h3><p>Once your documents are ready, the bank sends you its own secure link and PIN. You answer its questions about your work, your income and where your money comes from, and upload your documents there. These questions are about you, so you answer them yourself.<\/p><h3 class=\"nmpbh3\">3. The bank reviews your documents<\/h3><p>The bank checks your set and may ask follow-up questions in its portal. You answer them there and upload a new version if it asks for one. A request on the first round is normal.<\/p><h3 class=\"nmpbh3\">4. Certification<\/h3><p>Our partner lawyer certifies your approved documents in Portugal and we send the certified set to the bank in Lisbon.<\/p><p><strong>\u201cThe bank's portal says my documents need certifying. Do I have to do that?\u201d<\/strong> No. That list is for us. Our partner lawyer certifies them from your scans, and there's nothing for you to post.<\/p><h3 class=\"nmpbh3\">5. Signature and activation<\/h3><p>You download the bank's account documents from its portal, initial every page, sign the last one and upload them back. Signing on a tablet is fine, so there's nothing to print. Your signature has to match the one on your passport, with no corrections. The bank then runs a final check and activates your account.<\/p><p>Translations and complicated source-of-funds questions add time.<\/p><p><strong>Joint accounts open in two steps.<\/strong> The first holder's account opens online, as above. The second holder is then added on paper: they post the bank's original forms to Lisbon, and that takes about two weeks more.<\/p><\/div><\/section><section class=\"nmpbsec\" id=\"pb-fit\"><div class=\"nmpbwrap\"><h2 class=\"nmpbh2\">Is this private bank account right for you?<\/h2><p><strong>It's right for you if you need custody for Golden Visa fund units, a Portuguese account before your visa appointment, or a Portuguese IBAN while you live abroad.<\/strong> It's the wrong account for everyday banking once you live here.<\/p><h3 class=\"nmpbh3\">A good fit if<\/h3><ul class=\"nmpbul\"><li>you're investing in a Golden Visa fund that needs a custody account in your name<\/li><li>you're applying for a D7, D8 or D2 visa and the bank that wants your appointment first is holding you up<\/li><li>you're not resident in Portugal and need a Portuguese IBAN for property or other costs here<\/li><li>you can show where your money comes from: pay slips or an employer letter, investment statements, or similar<\/li><\/ul><h3 class=\"nmpbh3\">Not the right fit if<\/h3><ul class=\"nmpbul\"><li>you want an everyday account for salary, rent and bills once you live here. A retail bank does that better and cheaper. Our <a href=\"\/portugal-bank-account\/\">standard bank account service<\/a> (\u20ac300) suits most residents and visa applicants whose nationality it covers.<\/li><li>your Golden Visa fund takes the money directly and holds the units for you<\/li><li>you can't document where your money comes from. The bank will ask, and the decision is the bank's.<\/li><\/ul><\/div><\/section><section class=\"nmpbsec nmpbalt\" id=\"pb-costs\"><div class=\"nmpbwrap\"><h2 class=\"nmpbh2\">What does the account cost to open and run?<\/h2><p><strong>Our fee is \u20ac500 for one holder or \u20ac600 for a joint account. The bank charges about \u20ac130 a quarter while your assets with it are under \u20ac100,000, and nothing once you're over.<\/strong> Golden Visa investors pay custody on their fund units instead.<\/p><div class=\"nmpbscroll\"><table class=\"nmpb-table nmpb-t2\"><thead><tr><th>Item<\/th><th>Cost<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Item\">Our service, one account holder<\/td><td data-label=\"Cost\">\u20ac500<\/td><\/tr><tr><td data-label=\"Item\">Our service, joint account<\/td><td data-label=\"Cost\">\u20ac600<\/td><\/tr><tr><td data-label=\"Item\">Minimum deposit to open<\/td><td data-label=\"Cost\">None<\/td><\/tr><tr><td data-label=\"Item\">Bank's account fee, assets under \u20ac100,000<\/td><td data-label=\"Cost\">About \u20ac130 a quarter (\u20ac125 plus 4% stamp duty)<\/td><\/tr><tr><td data-label=\"Item\">Bank's account fee, assets \u20ac100,000 or more<\/td><td data-label=\"Cost\">\u20ac0<\/td><\/tr><tr><td data-label=\"Item\">Custody of fund units<\/td><td data-label=\"Cost\">0.025% a quarter, minimum \u20ac25, plus VAT. About \u20ac154 a quarter on \u20ac500,000<\/td><\/tr><tr><td data-label=\"Item\">Golden Visa investment declaration<\/td><td data-label=\"Cost\">\u20ac75 plus VAT (3 working days), or \u20ac200 plus VAT (next day)<\/td><\/tr><tr><td data-label=\"Item\">Bank-certified statement for a visa file<\/td><td data-label=\"Cost\">\u20ac50 plus VAT<\/td><\/tr><tr><td data-label=\"Item\">Incoming transfers, SEPA or SWIFT<\/td><td data-label=\"Cost\">Free<\/td><\/tr><tr><td data-label=\"Item\">Currency conversion on money not sent in euros<\/td><td data-label=\"Cost\">0.60% spread<\/td><\/tr><tr><td data-label=\"Item\">Closing the account<\/td><td data-label=\"Cost\">Free<\/td><\/tr><tr><td data-label=\"Item\">If the bank doesn't accept you<\/td><td data-label=\"Cost\">We refund 50% of our fee: \u20ac250 one holder, \u20ac300 joint<\/td><\/tr><\/tbody><\/table><\/div><p>The bank also charges a transaction fee when you subscribe to a fund, set out in its price list.<\/p><p><strong>VAT on our fee depends on your billing address.<\/strong> Billing addresses outside the EU pay no VAT. Use the billing address that matches your card.<\/p><h3 class=\"nmpbh3\">Two worked examples for one holder<\/h3><ul class=\"nmpbul\"><li><strong>Golden Visa investor, \u20ac500,000 in a fund:<\/strong> \u20ac500 to us, then about \u20ac154 a quarter in custody fees once the units are in. The account fee stops once your assets pass \u20ac100,000.<\/li><li><strong>Visa applicant with less than \u20ac100,000 in the account:<\/strong> \u20ac500 to us, plus about \u20ac520 a year in the bank's account fee.<\/li><\/ul><p>The account fee runs on calendar quarters, and the first quarter is charged in full. Opening late in a quarter means paying a whole quarter for a few weeks. Don't let that hold up a visa request. A month lost on your appointment costs more.<\/p><\/div><\/section><section class=\"nmpbsec\" id=\"pb-checks\"><div class=\"nmpbwrap\"><h2 class=\"nmpbh2\">Who checks your file, and who decides?<\/h2><p><strong>Our partner lawyer certifies your documents, our team checks them before the bank sees them, and the bank alone decides whether to open the account.<\/strong><\/p><p><strong>Our partner lawyer<\/strong> certifies your documents. Lawyers in Portugal are registered with the Portuguese Bar Association and bound by its rules.<\/p><p><strong>The bank<\/strong> is licensed and supervised by the Bank of Portugal. Cash deposits are covered by the Portuguese Deposit Guarantee Fund up to \u20ac100,000 per depositor, whether or not you live in Portugal.<\/p><p><strong>Our team<\/strong> reviews your documents before the bank sees them. Everything we do for you happens on your order thread, in writing.<\/p><p>The bank makes its own decision on every account. We can't promise approval. What we can do is make sure the file it sees is complete and correct.<\/p><p><strong>If the bank turns your application down, we refund half our fee:<\/strong> \u20ac250 for one holder, \u20ac300 for a joint account.<\/p><\/div><\/section><section class=\"nmpbsec nmpbalt\" id=\"pb-faq\"><div class=\"nmpbwrap\"><h2 class=\"nmpbh2\">What else do people ask about this account?<\/h2><div class=\"nmpbfaq\"><details class=\"nmpbfaqd\"><summary>Which bank is it?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>A licensed private bank in Lisbon that works with investors and international clients. <a class=\"intercom-open\" href=\"#\">Ask us in the chat<\/a>, or we name it as soon as you order.<\/p><\/div><\/details><details class=\"nmpbfaqd\"><summary>What if the bank doesn't accept me?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>We refund 50% of our fee: \u20ac250 for one holder, \u20ac300 for a joint account, back to the card you paid with. The bank makes its own decision on every account, so we can't promise approval.<\/p><\/div><\/details><details class=\"nmpbfaqd\"><summary>Do I need to come to Portugal or post anything?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>No. You upload documents and complete the bank's portal online, and our partner lawyer certifies your documents in Portugal. The one exception is a joint account: the second holder posts the bank's original forms to Lisbon.<\/p><\/div><\/details><details class=\"nmpbfaqd\"><summary>What documents will the bank ask for?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>Your Portuguese NIF, your passport, a utility bill or bank statement under six months old showing your address, proof of your work and income, a statement showing a balance or portfolio of at least the amount you plan to bring in, and your tax number from your home country.<\/p><\/div><\/details><details class=\"nmpbfaqd\"><summary>I'm employed now but I'll live on investments later. What do I show?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>Your situation as it is today. If you're employed, that's your last three pay slips or a letter from your employer. If you already live on investments, a brokerage statement and a short note on how you built those savings usually does it. We check your set before it goes to the bank.<\/p><\/div><\/details><details class=\"nmpbfaqd\"><summary>My documents aren't in English. What do I do?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>English, Portuguese, French and Spanish are accepted as they are. Other languages need a certified translation, usually quickest done in Portugal. We tell you which documents are affected when we review them.<\/p><\/div><\/details><details class=\"nmpbfaqd\"><summary>What if the bank asks for something else?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>It tells you in its portal, you upload a new version, and the review carries on. A request on the first round is normal.<\/p><\/div><\/details><details class=\"nmpbfaqd\"><summary>Can the account hold my Golden Visa fund units?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>Yes. That's what the custody side is for. Your units are registered in your name in the account, and the bank issues the declaration your Golden Visa application needs.<\/p><\/div><\/details><details class=\"nmpbfaqd\"><summary>Will the consulate accept the account for my D7, D8 or D2?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>It's a standard current account at a licensed Portuguese bank, with a Portuguese IBAN, and its statements are Portuguese bank statements. The consulate decides your visa on your whole file, so nobody can promise the outcome.<\/p><\/div><\/details><details class=\"nmpbfaqd\"><summary>How much do I need to deposit?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>There's no minimum to open. For a visa, deposit what your visa type needs. For a Golden Visa, the fund sets the investment amount. Our partner lawyer covers the exact figures for your case in a consultation or in your visa package.<\/p><\/div><\/details><details class=\"nmpbfaqd\"><summary>Is there a card?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>The bank offers an optional reloadable Visa card through a third-party card provider, with its own small annual fee. It isn't available to residents of every country. Many clients add an everyday bank card once they've moved.<\/p><\/div><\/details><details class=\"nmpbfaqd\"><summary>Is my money safe?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>Cash deposits are covered by the Portuguese Deposit Guarantee Fund up to \u20ac100,000 per depositor. Fund units in custody are registered in your name. Money loaded onto the optional card sits with the card provider under e-money rules, outside the deposit guarantee.<\/p><\/div><\/details><details class=\"nmpbfaqd\"><summary>Can I close it later?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>Yes, and closing is free. If you hold it for a visa or a Golden Visa, check with our partner lawyer first whether you still need it at the residence permit or renewal stage.<\/p><\/div><\/details><details class=\"nmpbfaqd\"><summary>How long does it take?<span class=\"nmpbfaqp\">+<\/span><\/summary><div class=\"nmpbfaqbody\"><p>Around 2 to 3 weeks from introduction to an open account on a complete file. Translations and a complicated source-of-funds history add time.<\/p><\/div><\/details><\/div><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Which bank is it?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"A licensed private bank in Lisbon that works with investors and international clients. Ask us in the chat, or we name it as soon as you order.\"}}, {\"@type\": \"Question\", \"name\": \"What if the bank doesn't accept me?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"We refund 50% of our fee: \u20ac250 for one holder, \u20ac300 for a joint account, back to the card you paid with. The bank makes its own decision on every account, so we can't promise approval.\"}}, {\"@type\": \"Question\", \"name\": \"Do I need to come to Portugal or post anything?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"No. You upload documents and complete the bank's portal online, and our partner lawyer certifies your documents in Portugal. The one exception is a joint account: the second holder posts the bank's original forms to Lisbon.\"}}, {\"@type\": \"Question\", \"name\": \"What documents will the bank ask for?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Your Portuguese NIF, your passport, a utility bill or bank statement under six months old showing your address, proof of your work and income, a statement showing a balance or portfolio of at least the amount you plan to bring in, and your tax number from your home country.\"}}, {\"@type\": \"Question\", \"name\": \"I'm employed now but I'll live on investments later. What do I show?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Your situation as it is today. If you're employed, that's your last three pay slips or a letter from your employer. If you already live on investments, a brokerage statement and a short note on how you built those savings usually does it. We check your set before it goes to the bank.\"}}, {\"@type\": \"Question\", \"name\": \"My documents aren't in English. What do I do?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"English, Portuguese, French and Spanish are accepted as they are. Other languages need a certified translation, usually quickest done in Portugal. We tell you which documents are affected when we review them.\"}}, {\"@type\": \"Question\", \"name\": \"What if the bank asks for something else?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"It tells you in its portal, you upload a new version, and the review carries on. A request on the first round is normal.\"}}, {\"@type\": \"Question\", \"name\": \"Can the account hold my Golden Visa fund units?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. That's what the custody side is for. Your units are registered in your name in the account, and the bank issues the declaration your Golden Visa application needs.\"}}, {\"@type\": \"Question\", \"name\": \"Will the consulate accept the account for my D7, D8 or D2?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"It's a standard current account at a licensed Portuguese bank, with a Portuguese IBAN, and its statements are Portuguese bank statements. The consulate decides your visa on your whole file, so nobody can promise the outcome.\"}}, {\"@type\": \"Question\", \"name\": \"How much do I need to deposit?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"There's no minimum to open. For a visa, deposit what your visa type needs. For a Golden Visa, the fund sets the investment amount. Our partner lawyer covers the exact figures for your case in a consultation or in your visa package.\"}}, {\"@type\": \"Question\", \"name\": \"Is there a card?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"The bank offers an optional reloadable Visa card through a third-party card provider, with its own small annual fee. It isn't available to residents of every country. Many clients add an everyday bank card once they've moved.\"}}, {\"@type\": \"Question\", \"name\": \"Is my money safe?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Cash deposits are covered by the Portuguese Deposit Guarantee Fund up to \u20ac100,000 per depositor. Fund units in custody are registered in your name. Money loaded onto the optional card sits with the card provider under e-money rules, outside the deposit guarantee.\"}}, {\"@type\": \"Question\", \"name\": \"Can I close it later?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, and closing is free. If you hold it for a visa or a Golden Visa, check with our partner lawyer first whether you still need it at the residence permit or renewal stage.\"}}, {\"@type\": \"Question\", \"name\": \"How long does it take?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Around 2 to 3 weeks from introduction to an open account on a complete file. Translations and a complicated source-of-funds history add time.\"}}]}<\/script><\/div><\/section><\/div><\/div><\/div><div class=\"nmpbpage\" id=\"nmpb-start-wrap\"><section class=\"nmpb-cta\" id=\"pb-get-started\"><h2 class=\"nmpbh2\">Get the account sorted<\/h2><p>Whether it's fund units, a visa file or a flat in Lisbon, the account is the step the rest is waiting on. You do the parts only you can do. We check everything before the bank sees it.<\/p><div class=\"nmpbctas\"><a class=\"nmpbbtn\" href=\"https:\/\/clients.novomove.com\/order\/Private-Account-Setup\">Open my account<\/a><a class=\"nmpbbtn nmpbbtn-ghost intercom-open\" href=\"#\">Chat with us<\/a><\/div><p class=\"nmpbsmall\">\u20ac500 for one holder, \u20ac600 joint. No trip to Portugal. Around 2 to 3 weeks. 50% back if the bank says no.<\/p><p class=\"nmpbsmall\">Novomove is a technology coordination platform. We coordinate with licensed Portuguese partners and do not provide legal, tax or investment advice. Account opening is decided solely by the bank under its own eligibility and due diligence procedures. Document certification is carried out by a licensed Portuguese lawyer. Visa and Golden Visa decisions are made by the Portuguese authorities.<\/p><\/section><\/div><script>\n(function(){\n  var bar=document.getElementById('nmpb-nav');if(!bar)return;\n  var links=[].slice.call(bar.querySelectorAll('a[href^=\"#\"]'));\n  var map=links.map(function(a){return{a:a,sec:document.getElementById(a.getAttribute('href').slice(1))}})\n               .filter(function(x){return x.sec});\n  var scroller=bar.querySelector('.nmpb-nav__scroll');\n  function update(){\n    var y=window.scrollY+120,cur=null;\n    map.forEach(function(x){if(x.sec.getBoundingClientRect().top+window.scrollY<=y)cur=x;});\n    map.forEach(function(x){x.a.classList.toggle('is-active',x===cur);});\n    if(cur){\n      var r=cur.a.getBoundingClientRect(),s=scroller.getBoundingClientRect();\n      if(scroller.scrollWidth>scroller.clientWidth&&(r.left<s.left||r.right>s.right)){\n        scroller.scrollLeft+=r.left-s.left-(s.width-r.width)\/2;\n      }\n    }\n  }\n  window.addEventListener('scroll',update,{passive:true});\n  window.addEventListener('resize',update);\n  update();\n})();\n<\/script><script>document.addEventListener('click',function(e){var l=e.target.closest('#nmpb-hero a.intercom-open,.nmpbpage a.intercom-open');if(!l)return;e.preventDefault();if(window.Intercom)window.Intercom('show');});<\/script><style id=\"nmpb-reviews-light\">.elementor-element-2dcb125{border-top:1px solid #CFDCEC;border-bottom:1px solid #CFDCEC;}.elementor-element-636a262,.elementor-element-636a262 p,.elementor-element-636a262 span{color:#344054!important;}.elementor-element-636a262 a{color:#012147!important;text-decoration:underline;}.elementor-element-4984ee2,.elementor-element-4984ee2 p,.elementor-element-4984ee2 span,.elementor-element-4984ee2 a{color:#344054!important;}.elementor-element-4984ee2 b,.elementor-element-4984ee2 strong{color:#012147!important;}.elementor-element-537cba4 .swiper-slide,.elementor-element-537cba4 .elementor-testimonial{border:1px solid #E3E8EF;border-radius:14px;box-shadow:0 6px 24px rgba(1,33,71,.06);}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2dcb125 e-flex e-con-boxed e-con e-parent\" data-id=\"2dcb125\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984ee2 elementor-widget elementor-widget-html\" data-id=\"4984ee2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"nm-trust-reviews\">\n  <div class=\"nm-trust-pill\">\n    <svg class=\"nm-trust-people\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"9\" cy=\"8\" r=\"4\" fill=\"#FFC504\"\/><circle cx=\"17\" cy=\"10\" r=\"3\" fill=\"#FFC504\" fill-opacity=\"0.7\"\/><path d=\"M2 20c0-3.866 3.134-7 7-7s7 3.134 7 7v1H2v-1z\" fill=\"#FFC504\"\/><path d=\"M14 21c.33-2.5 2.2-4.5 4.5-5.2 2.5.5 4 2.6 4 5.2h-8.5z\" fill=\"#FFC504\" fill-opacity=\"0.7\"\/><\/svg>\n    <span>Trusted by <b>7,200+<\/b> expats worldwide<\/span>\n  <\/div>\n  <div class=\"nm-tp-pill\" style=\"display:inline-flex;align-items:center;flex:0 0 auto;width:300px\"><div class=\"trustpilot-widget\" data-locale=\"en-US\" data-template-id=\"5419b6a8b0d04a076446a9ad\" data-businessunit-id=\"645c3f56484ec7b9c3eabc7b\" data-style-height=\"32px\" data-style-width=\"100%\" data-theme=\"dark\" data-token=\"98842949-2db9-4aaf-b59e-993006c0c280\" data-min-review-count=\"0\" data-style-alignment=\"center\"><a href=\"https:\/\/www.trustpilot.com\/review\/novomove.com\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a><\/div><\/div>\n<\/div>\n\n<style>\n.nm-trust-reviews { display:inline-flex; flex-wrap:wrap; align-items:center; gap:12px; font-family:inherit; line-height:1; margin-bottom:16px; }\n.nm-trust-reviews .nm-trust-pill { display:inline-flex; align-items:center; gap:8px; padding:8px 14px; background:rgba(255,255,255,0.08); border:1px solid rgba(255,255,255,0.15); border-radius:100px; color:#FFFFFF; font-size:13px; line-height:1; white-space:nowrap; transition:background .15s, border-color .15s; }\n.nm-trust-reviews a.nm-trust-pill:hover { background:rgba(255,255,255,0.14); border-color:rgba(255,255,255,0.28); color:#FFFFFF; }\n.nm-trust-reviews .nm-trust-pill b { color:#FFC504; font-weight:700; }\n.nm-trust-reviews .nm-trust-pill svg { display:block; flex-shrink:0; }\n.nm-trust-reviews .nm-trust-stars { display:inline-flex; align-items:center; gap:2px; }\n@media (max-width:767px) {\n  .nm-trust-reviews { gap:8px; }\n  .nm-trust-reviews .nm-trust-pill { padding:7px 12px; font-size:12px; gap:6px; }\n}\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5302167 elementor-widget elementor-widget-heading\" data-id=\"5302167\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Trusted by Thousands: Our 5-Star Reviews<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-537cba4 review_slide elementor-testimonial--skin-default elementor-testimonial--layout-image_inline elementor-testimonial--align-center elementor-arrows-yes elementor-widget elementor-widget-testimonial-carousel\" data-id=\"537cba4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_per_view&quot;:&quot;3&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;,&quot;show_arrows&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"testimonial-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slides\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/11\/Ratings.png\" alt=\"\">\n<h3>Opening a bank account abroad turned out to be about as hard as opening one at home<\/h3>\n\u201cMoving countries is daunting and this took a big chunk of the fear out of it. Every person we dealt with was quick to respond and pleasant to deal with. Opening a bank account abroad turned out to be about as hard as opening one at home, which I did not expect.\u201d\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Giorgi T<\/span><span class=\"elementor-testimonial__title\">\u2013 Verified client \u00b7 Bank account<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/11\/Ratings.png\" alt=\"\">\n<h3>Consistent across the whole team, not just one person<\/h3>\n\u201cWhat stood out is that it wasn't down to one good employee. Everyone I dealt with chased things up, including with the banks, and came back to me before I had to ask. They know the work. The client portal is well built and the workflow behind it is smooth. I'd use them again.\u201d\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">A<\/span><span class=\"elementor-testimonial__title\">\u2013 Verified client \u00b7 Bank account & client portal<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/11\/Ratings.png\" alt=\"\">\n<h3>She gave me exact steps, no guesswork<\/h3>\n\u201cDiane handled my remote bank account opening from start to finish. She gave me exact steps, no guesswork, and the whole thing went through without a hitch. Account is open. There's still an SMS code issue but that's on the bank's end, not theirs.\u201d\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Nathan Choo<\/span><span class=\"elementor-testimonial__title\">\u2013 Verified client \u00b7 Bank account<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/11\/Ratings.png\" alt=\"\">\n<h3>They take the hassle out of it<\/h3>\n\u201cGetting NIF numbers and bank accounts opened was far less painful than doing it ourselves would have been. If you're outside the EU, what you're paying for is the problem-solving, and it's worth it.\u201d\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">T Whitfield<\/span><span class=\"elementor-testimonial__title\">\u2013 Verified client \u00b7 NIF & bank account<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/11\/Ratings.png\" alt=\"\">\n<h3>Genuinely excellent<\/h3>\n\u201cImmigrating to another country is intimidating and having people who know the system behind you changes everything. They're professional, they're helpful, and they went beyond what I was expecting. I'd recommend them to anyone moving to Portugal without hesitation.\u201d\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Marsida Hoxha<\/span><span class=\"elementor-testimonial__title\">\u2013 Verified client<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Previous\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"Next\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-636a262 elementor-widget elementor-widget-html\" data-id=\"636a262\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"nm-rev-foot\" style=\"margin:22px 0 0;text-align:center;font-size:14px;line-height:1.6;color:rgba(255,255,255,.72)\">Collected directly from our clients after their service is complete. <a href=\"https:\/\/testimonials.novomove.com\/wall\" target=\"_blank\" rel=\"noopener\" style=\"color:#FFC504;font-weight:600;text-decoration:none;border-bottom:1px solid rgba(255,197,4,.45);padding-bottom:1px\">Read all reviews &rarr;<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"class_list":["post-14747","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/novomove.com\/pt\/wp-json\/wp\/v2\/pages\/14747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/novomove.com\/pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/novomove.com\/pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/novomove.com\/pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/novomove.com\/pt\/wp-json\/wp\/v2\/comments?post=14747"}],"version-history":[{"count":0,"href":"https:\/\/novomove.com\/pt\/wp-json\/wp\/v2\/pages\/14747\/revisions"}],"wp:attachment":[{"href":"https:\/\/novomove.com\/pt\/wp-json\/wp\/v2\/media?parent=14747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}