{"id":14792,"date":"2026-11-04T03:33:48","date_gmt":"2026-11-04T03:33:48","guid":{"rendered":"https:\/\/novomove.com\/d7-visa-portuguese-bank-account\/"},"modified":"2026-11-04T03:33:48","modified_gmt":"2026-11-04T03:33:48","slug":"d7-visa-portuguese-bank-account","status":"publish","type":"post","link":"https:\/\/novomove.com\/pt\/d7-visa-portuguese-bank-account\/","title":{"rendered":"Do you need a Portuguese bank account for the D7 visa? What each consulate asks in 2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Portugal&#8217;s visa portal sets the 2026 benchmark for D7 proof of means at <strong>\u20ac920 a month<\/strong>, and its D7 document list <strong>never mentions a Portuguese bank account<\/strong>.<sup class=\"nm-fnref\"><a href=\"#source-1\">[1]<\/a><\/sup><sup class=\"nm-fnref\"><a href=\"#source-2\">[2]<\/a><\/sup><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then you open your consulate&#8217;s checklist. The Portuguese Embassy in Washington DC asks pensioners and passive-income applicants for a <strong>&#8220;(Portuguese bank account)&#8221;<\/strong>.<sup class=\"nm-fnref\"><a href=\"#source-3\">[3]<\/a><\/sup> The Manchester consulate wants <strong>a Portuguese bank statement showing at least \u20ac10,440, with your NIF<\/strong>.<sup class=\"nm-fnref\"><a href=\"#source-6\">[6]<\/a><\/sup><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Same visa, different paperwork, depending on where you apply. This guide gives you <strong>what each consulate&#8217;s D7 checklist actually says<\/strong>, what &#8220;available in national territory&#8221; means for you, and how to get a Portuguese account in place before your appointment.<\/p>\n\n\n\n<div class=\"nm-sum\">\n<style>\n.nm-sum,.nm-flow,.nm-qs,.nm-dep,.nm-cost,.nm-stg{font-family:inherit;margin:34px 0 38px;}\n.nm-sum{background:#FFFBF0;border:1px solid #F2E6BE;border-left:5px solid #F5C518;border-radius:0 18px 18px 0;padding:24px 28px;}\n.nm-k{font-size:12.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#8a6d00;margin:0 0 14px;}\n.nm-sum ul,.nm-qs ol{margin:0;padding:0;list-style:none;}\n.nm-sum li{position:relative;padding-left:26px;margin:0 0 11px;font-size:16.5px;line-height:1.55;color:#1B2A4A;}\n.nm-sum li:last-child{margin-bottom:0;}\n.nm-sum li:before{content:\"\";position:absolute;left:4px;top:9px;width:8px;height:8px;border-radius:50%;background:#F5C518;}\n.nm-flow{position:relative;padding-left:4px;}\n.nm-fs{display:grid;grid-template-columns:44px 1fr;gap:0 18px;position:relative;padding-bottom:26px;}\n.nm-fs:last-child{padding-bottom:0;}\n.nm-fs:not(:last-child):after{content:\"\";position:absolute;left:21px;top:46px;bottom:4px;width:2px;background:#E3E7EF;}\n.nm-fn{width:44px;height:44px;border-radius:50%;background:#1B2A4A;color:#F5C518;font-weight:700;font-size:18px;display:flex;align-items:center;justify-content:center;}\n.nm-ft{font-size:17.5px;font-weight:700;color:#1B2A4A;margin:9px 0 5px;line-height:1.35;}\n.nm-fd{font-size:16px;line-height:1.6;color:#3d4c6b;margin:0 0 9px;}\n.nm-chip{display:inline-block;font-size:13.5px;font-weight:600;padding:5px 12px;border-radius:999px;background:#F4F6FA;border:1px solid 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0 12px;}\n.nm-dc.y .w{color:#F5C518;}\n.nm-dc p{font-size:15.5px;line-height:1.55;margin:0;color:#3d4c6b;}\n.nm-dc.y p{color:rgba(255,255,255,.85);}\n.nm-cost{border:1px solid #E3E7EF;border-radius:18px;overflow:hidden;}\n.nm-cost .nm-ch{background:#1B2A4A;color:#fff;padding:18px 24px;font-weight:700;font-size:17px;}\n.nm-cost .nm-ch span{color:#F5C518;}\n.nm-cg{display:grid;grid-template-columns:repeat(4,1fr);}\n.nm-ci{padding:20px 22px;border-right:1px solid #E3E7EF;}\n.nm-ci:last-child{border-right:0;}\n.nm-ci .v{font-size:24px;font-weight:700;color:#1B2A4A;line-height:1.2;}\n.nm-ci .l{font-size:14px;line-height:1.45;color:#5a6b8c;margin-top:6px;}\n.nm-stg{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;counter-reset:s;}\n.nm-sg{background:#F4F6FA;border:1px solid #E3E7EF;border-radius:14px;padding:16px 14px;position:relative;}\n.nm-sg:before{counter-increment:s;content:counter(s);display:flex;width:30px;height:30px;border-radius:50%;background:#F5C518;color:#1B2A4A;font-weight:700;align-items:center;justify-content:center;margin-bottom:10px;}\n.nm-sg b{display:block;font-size:15.5px;color:#1B2A4A;line-height:1.35;margin-bottom:4px;}\n.nm-sg small{font-size:13.5px;line-height:1.45;color:#5a6b8c;display:block;}\n.nm-stg-note{grid-column:1\/-1;font-size:14.5px;color:#5a6b8c;margin-top:4px;}\n.nm-flow p,.nm-qs p,.nm-sum p,.nm-dc p,.nm-cost p{margin-top:0!important;}\n.nm-flow .nm-ft{margin:9px 0 4px!important;}\n.nm-flow .nm-fd{margin:0 0 8px!important;}\n.entry-content ul.wp-block-list,.entry-content ol.wp-block-list{margin:6px 0 26px;padding-left:22px;}\n.entry-content ul.wp-block-list li,.entry-content ol.wp-block-list li{font-size:17px;line-height:1.6;margin:0 0 10px;padding-left:4px;}\n.entry-content ul.wp-block-list li::marker{color:#F5C518;}\n@media(max-width:820px){.nm-dep,.nm-cg{grid-template-columns:1fr 1fr!important;}.nm-stg{grid-template-columns:1fr!important;}.nm-ci:nth-child(2){border-right:0;}.nm-ci:nth-child(-n+2){border-bottom:1px solid #E3E7EF;}}\n@media(max-width:560px){.nm-dep,.nm-cg{grid-template-columns:1fr!important;}.nm-ci{border-right:0!important;border-bottom:1px solid #E3E7EF;}.nm-ci:last-child{border-bottom:0;}.nm-sum,.nm-qs{padding:20px;}}\n<\/style>\n<p class=\"nm-k\">The short version<\/p>\n<ul>\n<li>Portugal&#8217;s visa portal <strong>doesn&#8217;t list a Portuguese bank account<\/strong> for the D7. It sets the 2026 benchmark at <strong>\u20ac920 a month<\/strong>.<\/li>\n<li>Some consulates do ask for one: <strong>Washington DC&#8217;s English checklist, London, Manchester and Ankara<\/strong>.<\/li>\n<li>Manchester wants a <strong>Portuguese bank statement and your NIF<\/strong>. New Delhi and Goa recommend a Portuguese account.<\/li>\n<li>Toronto, Brazil and Cairo ask you to show your income is <strong>available in Portugal<\/strong>, without naming a bank account.<\/li>\n<li>You can&#8217;t open Revolut or Moey for this from abroad. <strong>Open a Portuguese account remotely<\/strong> once your appointment is booked.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">If you already know you need one, our <a href=\"\/portugal-bank-account\/\">remote bank account service<\/a> opens a Portuguese account with our partner bank while you&#8217;re still at home.<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"how-much-money-do-you-need-for-the-d7-in-2026\" class=\"wp-block-heading\">How much money do you need for the D7 in 2026?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>You need to show at least the Portuguese minimum wage, \u20ac920 a month in 2026, for yourself.<\/strong><sup class=\"nm-fnref\"><a href=\"#source-1\">[1]<\/a><\/sup> Your family adds to it:<sup class=\"nm-fnref\"><a href=\"#source-1\">[1]<\/a><\/sup><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Your spouse or another adult adds 50%<\/strong>, so \u20ac460 a month.<\/li>\n\n\n\n<li><strong>Each child adds 30%<\/strong>, so \u20ac276 a month.<\/li>\n<\/ul>\n\n\n\n<div class=\"nm-cost\">\n<div class=\"nm-ch\">D7 proof of means, <span>2026 benchmark<\/span><\/div>\n<div class=\"nm-cg\">\n<div class=\"nm-ci\"><div class=\"v\">\u20ac920<\/div><div class=\"l\">a month for you, the minimum wage<\/div><\/div>\n<div class=\"nm-ci\"><div class=\"v\">+50%<\/div><div class=\"l\">for your spouse or another adult<\/div><\/div>\n<div class=\"nm-ci\"><div class=\"v\">+30%<\/div><div class=\"l\">for each child<\/div><\/div>\n<div class=\"nm-ci\"><div class=\"v\">\u20ac11,040<\/div><div class=\"l\">12 \u00d7 \u20ac920, the year of savings some consulates ask for<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The national portal asks for a document certifying your pension, or your income from property, intellectual property or financial assets.<sup class=\"nm-fnref\"><a href=\"#source-2\">[2]<\/a><\/sup> <strong>Several consulates also ask for a year of funds in savings<\/strong>: Washington DC asks for &#8220;12 minimum wages in savings&#8221; for one adult, which is <strong>\u20ac11,040 at the 2026 rate<\/strong>.<sup class=\"nm-fnref\"><a href=\"#source-3\">[3]<\/a><\/sup><\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"which-consulates-ask-for-a-portuguese-bank-account-for-the-d\" class=\"wp-block-heading\">Which consulates ask for a Portuguese bank account for the D7?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Four of the checklists we read ask you for a Portuguese bank account or statement<\/strong>: Washington DC&#8217;s English checklist, London, Manchester and Ankara. Two more recommend one.<\/p>\n\n\n\n<div class=\"nm-dep\">\n<style>\n@media(max-width:700px){.entry-content figure.wp-block-table{overflow-x:auto;-webkit-overflow-scrolling:touch;}.entry-content figure.wp-block-table table{min-width:640px;}}\n<\/style>\n<div class=\"nm-dc y\"><p class=\"w\">Asks for a Portuguese account<\/p><h4>Washington DC, London, Manchester, Ankara<\/h4><p>You show a Portuguese bank account, or a Portuguese statement, in your file.<\/p><\/div>\n<div class=\"nm-dc\"><p class=\"w\">Recommends one<\/p><h4>New Delhi and Goa<\/h4><p>A Portuguese account holding your year of funds is &#8220;welcomed&#8221; or &#8220;recommended&#8221;.<\/p><\/div>\n<div class=\"nm-dc\"><p class=\"w\">Funds &#8220;in Portugal&#8221;<\/p><h4>Toronto, Brazil, Cairo, Newark<\/h4><p>You prove your income is available in Portugal. No bank account is named.<\/p><\/div>\n<div class=\"nm-dc\"><p class=\"w\">No checklist of its own<\/p><h4>New York, San Francisco, Boston, Montreal<\/h4><p>They send you to VFS or to the national visa portal.<\/p><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Consulate<\/th><th>Checklist date<\/th><th>What it asks for<\/th><th>NIF<\/th><\/tr><\/thead><tbody><tr><td><strong>Washington DC<\/strong> (English)<\/td><td>10 November 2025<\/td><td>&#8220;(Portuguese bank account)&#8221; to prove your pension or income is available in Portugal, plus <strong>12 minimum wages in savings<\/strong><sup class=\"nm-fnref\"><a href=\"#source-3\">[3]<\/a><\/sup><\/td><td>Not mentioned<\/td><\/tr><tr><td><strong>Washington DC<\/strong> (Portuguese), also used by <strong>Newark<\/strong><\/td><td>November 2025<\/td><td>Proof your income is available &#8220;em territ\u00f3rio nacional&#8221;, in Portugal, with no bank named<sup class=\"nm-fnref\"><a href=\"#source-4\">[4]<\/a><\/sup><\/td><td>Not mentioned<\/td><\/tr><tr><td><strong>London<\/strong><\/td><td>November 2025<\/td><td>&#8220;Portuguese bank account&#8221;, plus 3 months of statements showing at least the minimum wage times your months of stay, up to 12<sup class=\"nm-fnref\"><a href=\"#source-5\">[5]<\/a><\/sup><\/td><td>Not mentioned<\/td><\/tr><tr><td><strong>Manchester<\/strong><\/td><td>10 March 2025<\/td><td>A Portuguese bank statement showing <strong>at least \u20ac10,440<\/strong> for one applicant<sup class=\"nm-fnref\"><a href=\"#source-6\">[6]<\/a><\/sup><\/td><td><strong>Yes<\/strong><\/td><\/tr><tr><td><strong>Ankara<\/strong><\/td><td>4 June 2025<\/td><td>Funds shown as available in Portugal, &#8220;in particular by opening a bank account&#8221;<sup class=\"nm-fnref\"><a href=\"#source-7\">[7]<\/a><\/sup><\/td><td>Not mentioned<\/td><\/tr><tr><td><strong>New Delhi<\/strong><\/td><td>January 2024<\/td><td>A Portuguese account holding your year of funds &#8220;is welcomed&#8221;<sup class=\"nm-fnref\"><a href=\"#source-8\">[8]<\/a><\/sup><\/td><td>Not mentioned<\/td><\/tr><tr><td><strong>Goa<\/strong><\/td><td>August 2025<\/td><td>A Portuguese account holding your year of funds &#8220;is recommended&#8221;<sup class=\"nm-fnref\"><a href=\"#source-9\">[9]<\/a><\/sup><\/td><td>Not mentioned<\/td><\/tr><tr><td><strong>Toronto<\/strong><\/td><td>15 July 2025<\/td><td>Proof your income is available in Portugal, with no bank named<sup class=\"nm-fnref\"><a href=\"#source-10\">[10]<\/a><\/sup><\/td><td>Not mentioned<\/td><\/tr><tr><td><strong>Brazil<\/strong> (VFS, for Bras\u00edlia)<\/td><td>9 July 2025<\/td><td>Proof your income is available in Portugal, with no bank named<sup class=\"nm-fnref\"><a href=\"#source-11\">[11]<\/a><\/sup><\/td><td>Not mentioned<\/td><\/tr><tr><td><strong>Cairo<\/strong><\/td><td>9 December 2024<\/td><td>Proof your income is available in Portugal, with no bank named<sup class=\"nm-fnref\"><a href=\"#source-12\">[12]<\/a><\/sup><\/td><td>Not mentioned<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 id=\"what-does-available-in-national-territory-mean-for-you\" class=\"wp-block-heading\">What does &#8220;available in national territory&#8221; mean for you?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>It means your checklist wants your money to be in Portugal.<\/strong> Washington DC&#8217;s English version spells it out with &#8220;(Portuguese bank account)&#8221; after the same line,<sup class=\"nm-fnref\"><a href=\"#source-3\">[3]<\/a><\/sup> and Ankara says how: &#8220;in particular by opening a bank account&#8221;.<sup class=\"nm-fnref\"><a href=\"#source-7\">[7]<\/a><\/sup><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A Portuguese bank account is the most direct way to show it.<\/strong> A statement from a bank in Portugal puts your funds in Portugal on paper.<\/p>\n\n\n\n<h3 id=\"manchester-s-figure-uses-an-older-minimum-wage\" class=\"wp-block-heading\">Manchester&#8217;s figure uses an older minimum wage<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Manchester&#8217;s \u20ac10,440 is 12 months at \u20ac870<\/strong>, the minimum wage its checklist names.<sup class=\"nm-fnref\"><a href=\"#source-6\">[6]<\/a><\/sup> The 2026 minimum wage on the visa portal is <strong>\u20ac920<\/strong>,<sup class=\"nm-fnref\"><a href=\"#source-1\">[1]<\/a><\/sup> so 12 months at the 2026 rate is \u20ac11,040.<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"which-consulates-don-t-have-a-d7-checklist-of-their-own\" class=\"wp-block-heading\">Which consulates don&#8217;t have a D7 checklist of their own?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>New York and San Francisco send you to VFS Global<\/strong>, and Boston links only to the national visa portal.<sup class=\"nm-fnref\"><a href=\"#source-13\">[13]<\/a><\/sup><sup class=\"nm-fnref\"><a href=\"#source-14\">[14]<\/a><\/sup><sup class=\"nm-fnref\"><a href=\"#source-15\">[15]<\/a><\/sup> In Canada, <strong>Ottawa, Montreal and Vancouver<\/strong> point you to the e-visa system or the national portal.<sup class=\"nm-fnref\"><a href=\"#source-16\">[16]<\/a><\/sup><\/p>\n\n\n\n<div class=\"nm-qs\">\n<p class=\"nm-k\">Check your consulate&#8217;s D7 checklist for<\/p>\n<ol>\n<li><span>\u2713<\/span>The words &#8220;Portuguese bank account&#8221; or &#8220;Portuguese bank statement&#8221;<\/li>\n<li><span>\u2713<\/span>&#8220;Available in national territory&#8221;, meaning your money has to be in Portugal<\/li>\n<li><span>\u2713<\/span>A minimum balance, and which year&#8217;s minimum wage it uses<\/li>\n<li><span>\u2713<\/span>Whether your NIF has to appear with the statement<\/li>\n<li><span>\u2713<\/span>The date on the checklist, so you know it&#8217;s the current one<\/li>\n<\/ol>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">If your consulate has no checklist of its own, <strong>work from the national portal&#8217;s list<\/strong> and ask VFS or the consulate what proof of means they want.<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"do-you-need-a-nif-for-your-d7-bank-account\" class=\"wp-block-heading\">Do you need a NIF for your D7 bank account?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. <strong>Portuguese banks ask for a NIF to open your account<\/strong>, and Portugal&#8217;s tax portal lists opening a bank account among the reasons you need one.<sup class=\"nm-fnref\"><a href=\"#source-17\">[17]<\/a><\/sup> Manchester also wants <strong>your NIF alongside the bank statement<\/strong>.<sup class=\"nm-fnref\"><a href=\"#source-6\">[6]<\/a><\/sup><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our <a href=\"\/portugal-nif-online\/\">NIF service<\/a> gets you one online, before you do anything else.<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"how-do-you-open-a-portuguese-bank-account-for-the-d7-from-ab\" class=\"wp-block-heading\">How do you open a Portuguese bank account for the D7 from abroad?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Open it remotely, after you&#8217;ve booked your visa appointment.<\/strong> The app accounts don&#8217;t work for you yet:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Revolut<\/strong> only opens a Portuguese account once you legally live in Portugal. Our <a href=\"\/revolut-portugal-review\/\">Revolut in Portugal review<\/a> explains why.<\/li>\n\n\n\n<li><strong>Moey<\/strong> needs a Portuguese Citizen Card.<\/li>\n\n\n\n<li><strong>ActivoBank<\/strong> opens by video call only with a Portuguese residence permit or a passport from seven European countries. Our <a href=\"\/activobank-review\/\">ActivoBank review<\/a> has the list.<\/li>\n<\/ul>\n\n\n\n<div class=\"nm-mf\" role=\"list\" aria-label=\"Getting your Portuguese bank account in place for the D7\">\n<style>\n.nm-mf{background:#1B2A4A;border-radius:20px;padding:30px 28px 26px;margin:30px 0 36px;font-family:inherit;display:grid;grid-template-columns:repeat(5,1fr);gap:14px;position:relative;}\n.nm-mf .nm-mf-k{grid-column:1\/-1;font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#F5C518;margin:0 0 6px!important;}\n.nm-mf .nm-mf-s{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:20px 16px 18px;position:relative;}\n.nm-mf .nm-mf-s:not(:nth-last-child(2)):after{content:\"\u2192\";position:absolute;right:-13px;top:50%;transform:translateY(-50%);width:24px;height:24px;border-radius:50%;background:#F5C518;color:#1B2A4A;font-weight:700;font-size:14px;line-height:24px;text-align:center;z-index:2;}\n.nm-mf .nm-mf-n{display:flex;width:36px;height:36px;border-radius:50%;background:#F5C518;color:#1B2A4A;font-weight:700;font-size:17px;align-items:center;justify-content:center;margin-bottom:14px;}\n.nm-mf .nm-mf-t{font-size:17.5px;line-height:1.35;font-weight:700;color:#fff;margin:0!important;}\n.nm-mf .nm-mf-c{grid-column:1\/-1;font-size:14px;color:rgba(255,255,255,.7);margin:8px 0 0!important;}\n@media(max-width:900px){.nm-mf{grid-template-columns:1fr!important;gap:16px;padding:24px 20px;}\n.nm-mf .nm-mf-s{display:flex;align-items:center;gap:14px;padding:16px;}\n.nm-mf .nm-mf-n{margin:0;flex:0 0 36px;}\n.nm-mf .nm-mf-s:not(:nth-last-child(2)):after{content:\"\u2193\";right:auto;left:50%;top:auto;bottom:-20px;transform:translateX(-50%);}}\n<\/style>\n<p class=\"nm-mf-k\">Your bank account for the D7, in order<\/p>\n<div class=\"nm-mf-s\" role=\"listitem\"><span class=\"nm-mf-n\">1<\/span><p class=\"nm-mf-t\">You get your NIF<\/p><\/div>\n<div class=\"nm-mf-s\" role=\"listitem\"><span class=\"nm-mf-n\">2<\/span><p class=\"nm-mf-t\">You book your visa appointment<\/p><\/div>\n<div class=\"nm-mf-s\" role=\"listitem\"><span class=\"nm-mf-n\">3<\/span><p class=\"nm-mf-t\">You open your Portuguese account remotely<\/p><\/div>\n<div class=\"nm-mf-s\" role=\"listitem\"><span class=\"nm-mf-n\">4<\/span><p class=\"nm-mf-t\">You move your year of funds into it<\/p><\/div>\n<div class=\"nm-mf-s\" role=\"listitem\"><span class=\"nm-mf-n\">5<\/span><p class=\"nm-mf-t\">You print the statement for your visa file<\/p><\/div>\n<p class=\"nm-mf-c\">Check your own consulate&#8217;s checklist first. It decides what proof it wants.<\/p>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">We help you open with <strong>our partner bank<\/strong> in two ways:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The standard route costs \u20ac300<\/strong>, for a single or joint account, and usually takes <strong>3 to 4 weeks<\/strong>. If you&#8217;re from outside Europe, the bank needs your <strong>visa appointment confirmation<\/strong> before it opens your account, and you can start before you book.<\/li>\n\n\n\n<li><strong>The private bank route costs \u20ac500, or \u20ac600 for a joint account<\/strong>, and takes <strong>2 to 3 weeks<\/strong>. It suits you if you <strong>don&#8217;t have a visa appointment yet<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Either way, a Portuguese law firm certifies your signature<\/strong>, so you don&#8217;t need an apostille or a trip to Portugal.<\/p>\n\n\n\n<div class=\"nm-cta\">\n<style>\n.nm-cta{background:#1B2A4A;border-radius:20px;overflow:hidden;color:#fff;box-shadow:0 24px 60px rgba(10,15,30,.18);margin:40px 0;font-family:inherit;}\n.nm-cta img{width:100%;aspect-ratio:16\/9;object-fit:cover;display:block;margin:0;}\n.nm-cta .nm-cta-body{padding:38px;}\n.nm-cta .nm-cta-pill{display:inline-block;background:#F5C518;color:#1B2A4A;border-radius:999px;padding:6px 14px;font-size:13px;font-weight:700;}\n.nm-cta p{font-size:17px;line-height:1.65;color:rgba(255,255,255,.86);margin:18px 0 22px;}\n.nm-cta p a{color:#F5C518;text-decoration:underline;text-underline-offset:3px;}\n.nm-cta .nm-cta-btns{display:flex;flex-wrap:wrap;gap:12px;}\n.nm-cta .nm-btn-p{display:inline-flex;align-items:center;background:#F5C518;color:#1B2A4A !important;padding:14px 24px;border-radius:12px;font-weight:700;font-size:16px;text-decoration:none;}\n.nm-cta .nm-btn-p:hover{background:#E3B30C;}\n.nm-cta .nm-btn-s{display:inline-flex;align-items:center;color:#fff !important;border:1px solid rgba(255,255,255,.4);padding:14px 24px;border-radius:12px;font-weight:700;font-size:16px;text-decoration:none;}\n.nm-cta .nm-btn-s:hover{background:#fff;color:#1B2A4A !important;}\n@media (max-width:640px){.nm-cta .nm-cta-body{padding:26px 22px;}}\n<\/style>\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/07\/cta-miradouro.png\" alt=\"A miradouro view over Lisbon rooftops at golden hour\">\n<div class=\"nm-cta-body\">\n<span class=\"nm-cta-pill\">Your D7 bank account<\/span>\n<p>If your consulate asks for a Portuguese bank account, we help you open one with our partner bank before your appointment: <strong>\u20ac300, usually 3 to 4 weeks, no apostille and no trip to Portugal<\/strong>. No appointment yet? The private bank route costs \u20ac500, or \u20ac600 for a joint account. Our <a href=\"\/portugal-d7-visa-assistance\/\">D7 visa guide<\/a> covers the rest of your file.<\/p>\n<div class=\"nm-cta-btns\">\n<a class=\"nm-btn-p\" href=\"\/portugal-bank-account\/\">Open your account remotely<\/a>\n<a class=\"nm-btn-s\" href=\"\/portugal-private-bank-account\/\">See the private bank route<\/a>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"frequently-asked-questions\" class=\"wp-block-heading\">Frequently asked questions<\/h2>\n\n\n\n<h3 id=\"do-you-need-a-portuguese-bank-account-for-the-d7-visa\" class=\"wp-block-heading\">Do you need a Portuguese bank account for the D7 visa?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>It depends on your consulate.<\/strong> Portugal&#8217;s visa portal doesn&#8217;t list one, but the checklists for Washington DC (English), London, Manchester and Ankara ask for a Portuguese account or statement.<\/p>\n\n\n\n<h3 id=\"does-the-washington-dc-embassy-require-a-portuguese-bank-acc\" class=\"wp-block-heading\">Does the Washington DC embassy require a Portuguese bank account?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, on its English checklist of 10 November 2025. <strong>It asks pensioners and passive-income applicants for a Portuguese bank account<\/strong>, plus 12 minimum wages in savings for one adult.<\/p>\n\n\n\n<h3 id=\"does-the-london-consulate-require-a-portuguese-bank-account\" class=\"wp-block-heading\">Does the London consulate require a Portuguese bank account?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. <strong>London&#8217;s November 2025 guide lists a Portuguese bank account<\/strong> for retirement and personal-income applicants, plus 3 months of bank statements.<\/p>\n\n\n\n<h3 id=\"how-much-money-do-you-need-in-the-bank-for-the-d7\" class=\"wp-block-heading\">How much money do you need in the bank for the D7?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>At least \u20ac920 a month for you in 2026<\/strong>, plus 50% for another adult and 30% for each child. Several consulates ask for 12 months in savings, which is \u20ac11,040 for one adult.<\/p>\n\n\n\n<h3 id=\"what-does-manchester-ask-for\" class=\"wp-block-heading\">What does Manchester ask for?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A Portuguese bank statement showing at least \u20ac10,440 for one applicant, with your NIF.<\/strong> That figure uses a \u20ac870 minimum wage; the 2026 rate is \u20ac920.<\/p>\n\n\n\n<h3 id=\"what-does-available-in-national-territory-mean\" class=\"wp-block-heading\">What does &#8220;available in national territory&#8221; mean?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>It means your money has to be available in Portugal.<\/strong> Washington DC&#8217;s English checklist adds &#8220;(Portuguese bank account)&#8221; to the same line, and Ankara asks for it &#8220;in particular by opening a bank account&#8221;.<\/p>\n\n\n\n<h3 id=\"do-you-need-a-nif-to-open-a-portuguese-bank-account\" class=\"wp-block-heading\">Do you need a NIF to open a Portuguese bank account?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. <strong>Banks ask for your NIF<\/strong>, and Manchester wants it with your statement. Get it first.<\/p>\n\n\n\n<h3 id=\"can-i-use-revolut-for-my-d7-bank-account\" class=\"wp-block-heading\">Can I use Revolut for my D7 bank account?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Not before you move.<\/strong> Revolut only opens a Portuguese account once you legally live in Portugal.<\/p>\n\n\n\n<h3 id=\"can-i-open-a-portuguese-bank-account-before-my-visa-appointm\" class=\"wp-block-heading\">Can I open a Portuguese bank account before my visa appointment?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. <strong>You can start before you book<\/strong>, but if you&#8217;re from outside Europe our partner bank needs your appointment confirmation before it opens the account. The private bank route doesn&#8217;t need it.<\/p>\n\n\n\n<h3 id=\"which-comes-first-the-nif-the-appointment-or-the-bank-accoun\" class=\"wp-block-heading\">Which comes first, the NIF, the appointment or the bank account?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The NIF first, then your appointment, then the account.<\/strong> You move your funds in and print the statement for your file.<\/p>\n\n\n\n<h3 id=\"do-new-delhi-and-goa-require-a-portuguese-bank-account\" class=\"wp-block-heading\">Do New Delhi and Goa require a Portuguese bank account?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No, they recommend it. <strong>New Delhi says a Portuguese account with your year of funds &#8220;is welcomed&#8221;, and Goa says it &#8220;is recommended&#8221;.<\/strong><\/p>\n\n\n\n<h3 id=\"what-if-my-consulate-doesn-t-have-its-own-d7-checklist\" class=\"wp-block-heading\">What if my consulate doesn&#8217;t have its own D7 checklist?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Work from the national visa portal&#8217;s list<\/strong>, and ask VFS or the consulate what proof of means it wants. New York and San Francisco send you to VFS Global.<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"sources-and-how-we-checked\" class=\"wp-block-heading\">Sources and how we checked<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We read every checklist below on 4 November 2026. Consulates update their checklists without notice, so check the date on yours.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li id=\"source-1\"><a href=\"https:\/\/vistos.mne.gov.pt\/en\/national-visas\/necessary-documentation\/means-of-subsistence\" target=\"_blank\" rel=\"noopener\">Portugal&#8217;s visa portal, means of subsistence<\/a>: 2026 benchmark of \u20ac920 and the family percentages.<\/li>\n\n\n\n<li id=\"source-2\"><a href=\"https:\/\/vistos.mne.gov.pt\/en\/national-visas\/necessary-documentation\/residency\" target=\"_blank\" rel=\"noopener\">Portugal&#8217;s visa portal, residency visa documents<\/a>: D7 documents.<\/li>\n\n\n\n<li id=\"source-3\"><a href=\"https:\/\/washingtondc.embaixadaportugal.mne.gov.pt\/files\/d7_residency_visa_for_establishment_of_residence_for_pensioners_people_living_on_their_own_income_-_en.pdf\" target=\"_blank\" rel=\"noopener\">Embassy of Portugal in Washington DC, D7 checklist (English), 10 November 2025<\/a>.<\/li>\n\n\n\n<li id=\"source-4\"><a href=\"https:\/\/washingtondc.embaixadaportugal.mne.gov.pt\/files\/d7_-_visto_de_residencia_para_residencia_de_reformados_religiosos_e_pessoas_de_rendimentos_-_pt.pdf\" target=\"_blank\" rel=\"noopener\">Embassy of Portugal in Washington DC, D7 checklist (Portuguese), November 2025<\/a>, linked by the <a href=\"https:\/\/newark.consuladoportugal.mne.gov.pt\/pt\/assuntos-consulares\/vistos\" target=\"_blank\" rel=\"noopener\">Newark consulate<\/a>.<\/li>\n\n\n\n<li id=\"source-5\"><a href=\"https:\/\/www.vfsglobal.com\/one-pager\/portugal\/uk\/english\/pdf\/PORTUGUESE-NATIONAL-VISA-GENERAL.pdf\" target=\"_blank\" rel=\"noopener\">Consulate General of Portugal in London, national visa guide (VFS), November 2025<\/a>.<\/li>\n\n\n\n<li id=\"source-6\"><a href=\"https:\/\/www.vfsglobal.com\/one-pager\/portugal\/uk\/english\/pdf\/D7_CGMANCHESTER_CHECKLIST_EN.pdf\" target=\"_blank\" rel=\"noopener\">Consulate General of Portugal in Manchester, D7 checklist (VFS), 10 March 2025<\/a>.<\/li>\n\n\n\n<li id=\"source-7\"><a href=\"https:\/\/ancara.embaixadaportugal.mne.gov.pt\/files\/Checklist_Vistos_para_Resid%C3%AAncia_PT_D7_04jun2025.pdf\" target=\"_blank\" rel=\"noopener\">Embassy of Portugal in Ankara, D7 checklist, 4 June 2025<\/a>.<\/li>\n\n\n\n<li id=\"source-8\"><a href=\"https:\/\/www.vfsglobal.com\/one-pager\/portugal\/india\/english\/pdf\/checklist-for-d7.pdf\" target=\"_blank\" rel=\"noopener\">Embassy of Portugal in New Delhi, D7 checklist (VFS), January 2024<\/a>.<\/li>\n\n\n\n<li id=\"source-9\"><a href=\"https:\/\/www.vfsglobal.com\/one-pager\/portugal\/india\/english\/pdf\/d7-goa-checklist-sep-25.pdf\" target=\"_blank\" rel=\"noopener\">Consulate General of Portugal in Goa, D7 checklist (VFS), August 2025<\/a>.<\/li>\n\n\n\n<li id=\"source-10\"><a href=\"https:\/\/toronto.consuladoportugal.mne.gov.pt\/files\/vistos\/en\/residency_visa_pensioners_religious_people.pdf\" target=\"_blank\" rel=\"noopener\">Consulate General of Portugal in Toronto, D7 checklist, 15 July 2025<\/a>.<\/li>\n\n\n\n<li id=\"source-11\"><a href=\"https:\/\/www.vfsglobal.com\/portugal\/brazil\/pdf\/6-Residence-visa-for-the-establishment-of-residence-of-retired-people,-religious-people-and-people-who-live-off-their-income.pdf\" target=\"_blank\" rel=\"noopener\">VFS Global Brazil, D7 checklist, 9 July 2025<\/a>.<\/li>\n\n\n\n<li id=\"source-12\"><a href=\"https:\/\/cairo.embaixadaportugal.mne.gov.pt\/files\/vistos\/d7_pt_2025.pdf\" target=\"_blank\" rel=\"noopener\">Embassy of Portugal in Cairo, D7 checklist, 9 December 2024<\/a>.<\/li>\n\n\n\n<li id=\"source-13\"><a href=\"https:\/\/novaiorque.consuladoportugal.mne.gov.pt\/pt\/assuntos-consulares\/vistos\" target=\"_blank\" rel=\"noopener\">Consulate General of Portugal in New York, visas<\/a>.<\/li>\n\n\n\n<li id=\"source-14\"><a href=\"https:\/\/saofrancisco.consuladoportugal.mne.gov.pt\/pt\/assuntos-consulares\/vistos\" target=\"_blank\" rel=\"noopener\">Consulate General of Portugal in San Francisco, visas<\/a>.<\/li>\n\n\n\n<li id=\"source-15\"><a href=\"https:\/\/boston.consuladoportugal.mne.gov.pt\/pt\/assuntos-consulares\/vistos\" target=\"_blank\" rel=\"noopener\">Consulate of Portugal in Boston, visas<\/a>.<\/li>\n\n\n\n<li id=\"source-16\"><a href=\"https:\/\/montreal.consuladoportugal.mne.gov.pt\/pt\/assuntos-consulares\/vistos\" target=\"_blank\" rel=\"noopener\">Consulate General of Portugal in Montreal, visas<\/a>.<\/li>\n\n\n\n<li id=\"source-17\"><a href=\"https:\/\/info.portaldasfinancas.gov.pt\/en\/tax-information\/getting-started-in-portugal\/tax-identification-number\/apply-for-your-nif\/Pages\/default.aspx\" target=\"_blank\" rel=\"noopener\">Portal das Finan\u00e7as, apply for your NIF<\/a>.<\/li>\n<\/ol>\n\n\n\n<style>\n.entry-content sup.nm-fnref{font-size:.72em;line-height:0;vertical-align:super;margin-left:2px;}\n.entry-content sup.nm-fnref a{color:#1a5fb4;text-decoration:none;font-weight:600;}\n.entry-content sup.nm-fnref 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