Open a Portuguese Bank Account 100% Online, From Anywhere
Trusted by Expats & Digital Nomads Worldwide for Fast, Secure, and Reliable Services
- Apply Remotely:Open your account entirely online - no need to travel to Portugal
- Global Card Delivery:Get your bank cards delivered worldwide or pick them up at a local bank branch in Portugal.
- Fast Setup:Accounts typically opened within 2–3 weeks.
- Money-Back Guarantee:If we can't open your bank account, you'll receive a full service fee refund.
Money-Back Guarantee
Start Your Bank Account Application
Special Autumn Discount:
(Save €20+)
Start Now - Choose Your Package Next
Money-Back Guarantee
Start Your Bank Account Application
Special Autumn Discount:
(Save €20+)
Start Now - Choose Your Package Next
Open a Portuguese Bank Account 100% Online, From Anywhere
Trusted by Expats & Digital Nomads Worldwide for Fast, Secure, and Reliable Services
Apply Remotely: Open your account entirely online – no need to travel to Portugal- Global Card Delivery: Get your bank cards delivered worldwide or pick them up at a local bank branch in Portugal. Learn More
- Fast Setup: Accounts typically opened within 2–3 weeks.
- Money Back Guarantee: If we can’t open your bank account, you’ll receive a full service fee refund.Learn More
Apply Remotely: Open your account entirely online – no need to travel to Portugal Single or Joint Account:
€320
€300 (Save €20)
- Includes remote account opening.
- No Apostille Required – Your signatures will be legally certified by a Portuguese law firm, eliminating the need for apostilles or notarizations.
- Global card delivery to your address
- Full online banking access via mobile/web.
Single Account + 1 NIF
€399
€359 (Save €40)
- Includes everything in the Single or Joint Account package.
- Taxpayer ID (NIF) issued within around 3 business days.
- Perfect for expats without an existing Portuguese NIF.
Joint Account + 2 NIF
€478
€428 (Save €50)
- Includes everything in the Single or Joint Account package.
- Two taxpayer IDs (NIFs) for you and a partner issued within around 3 business days.
- Ideal for families or couples moving to Portugal.
Recommended by
Your Trusted Portuguese Bank Account for Non-Residents
- Trusted Banking Partner: Access reliable and secure banking services through one of Portugal’s top private banks.
- Free Card Delivery: Debit and credit cards shipped to your address at no extra charge. Learn more about monthly fees and deposits.
- Complimentary Euro Transfers: Send money to any SEPA member country without fees.
- Seamless Management: Enjoy an English-speaking bank manager and manage your account online through an app or website.
Overview
The account can be opened with Novobanco, one of Portugal’s leading private banks.
This account provides access to hundreds of branches and ATMs across the country. Both individual and joint accounts are available.
Our service fee includes the cost of signature certification by a Portuguese law firm, so there’s no need for document notarization or an apostille.
What You Get
With this account, you’ll enjoy key benefits such as:
Your own English-speaking bank manager: A dedicated point of contact for all your banking needs.
Online banking access: Manage your account via a secure website or mobile app.
Debit/Credit cards: Conveniently sent directly to your home.
Free SEPA transfers: Seamless payments and transfers across the SEPA zone.
Fee Structure
Monthly Maintenance Fee: The Prestige NB 360 account has a monthly fee of €8.84. View full details on fees
Minimum Deposit: A €250 deposit is required to activate the account. This amount is separate from our service fee and will need to be transferred directly to the bank. Once the account is active, the funds are fully accessible for your use.
See what Novomove clients are saying
Portugal-here we come!
“Dianne and Philip very helpful in our process of getting our NIF and Bank account. They responded in a timely manner. I’ll recommend Novomove to anyone needing such services.”.
Choosing Novomove for our NIF and bank…
“Choosing Novomove for our NIF and bank account services was a good decision. They helped us every step of the way and their customer service is really great. Thank you for making all these difficult processes easier.”.
It would be a stress for me to do by our own
“Novomove help us in the NIF and bank account opening process. It would be a stress for me to do by our own. Whenever we had any questions, their team was always give prompt and professional responses. Their service really helpful and valuable! ”.
I can't even begin to describe how…
“ I can't even begin to describe how valuable Novomove's services have been to me. They made my dream of moving to Portugal a reality by helping with the NIF, bank account, NHR status, even an immigration lawyer. Their guidance saved me not just headaches and tons of time, but also literally thousands of dollars. Worth every single dime! ”.
Great company to work with, Highly recommend
“Working for this company was so great that I asked where I could review the service. My family and I needed our NIFs for our move to Portugal. After submitting everything and signing everything we received our NIFs in one day. The platform is also great for document submission. I highly recommend working with Novomove. ”.
Practical Benefits of a Portuguese
Bank Account
- Visa Application: A funded Portuguese bank account is essential for visa applications like the D7.
- Legal & Administrative Requirements: Needed to register as self-employed in Portugal.
- Local Payments: Access to Multibanco and MB Way for paying utilities and taxes.
- Everyday Transactions: Many shops and ATMs don’t accept Visa or Mastercard, so a Portuguese card is necessary.
Why Opening a Portuguese Bank Account Without Us Is Tricky
Language Barrier
The process involves dealing with documents and authorities in Portuguese.
Limited Remote Options
Many banks require in-person visits, which can be challenging if you're not in Portugal.
Delayed Timelines
Without guidance, the process can take significantly longer due to missing paperwork or missteps.
Bank Policies
Navigating compliance requirements can be challenging, especially for non-residents, but our service ensures everything is handled correctly.
Requirements
You’ll only need 5 to 6 documents to get started depending on your country of residence.
Passport Scan
Provide a scanned copy of your passport. Photos of this document cannot be accepted. Ensure the scan is clear and includes all relevant details.
Learn more here.
Proof of Address
Submit a document that verifies your current residential address in your country of residence. This can include utility bills, bank statements, or government-issued letters. Find out what qualifies as proof of address here.
Proof of Employment or Financial Means
Demonstrate your employment status or financial resources through relevant documentation such as pay stubs, employment contracts, or bank statements. Not sure what qualifies? Learn more here.
Portuguese Tax Identification Number (NIF)
The NIF is a tax identification number issued by the Portuguese Tax Department. If you don’t already have one, you can apply for a NIF quickly and easily here.
Tax Identification from Your Country of Residence
If you pay taxes outside of Portugal, provide a document containing your tax identification number (TIN) from your country of residence. This number should match the country listed on your NIF certificate.
Learn more about foreign TIN requirements here.
Either W-9 Form or W-2 Form (Only for U.S. Residents)
U.S. residents must provide either a W-2 or W-9 form, depending on their employment status:
- Employed: A W-2 form provided by your employer is required.
- Self-employed or contractor: A signed W-9 form must be submitted.
Language Requirements
All documents must be in English, Spanish, French, or Portuguese. If your documents are in another language, you will need a certified translation. Learn more about certified translations here.
Save Big with our Bundle Packages
Trusted by 
1800+ clients worldwide.
1800+ clients worldwide.NIF
1 NIF
79€
One Time Payment
Required Documents:
- Passport or EU National ID card
- Proof of address
Can be a single or joint account
Bank Account
1 Bank Account
300€
One Time Payment
Required Documents:
- Passport
- Proof of address
- Proof of employment
- Portugal NIF document
- Tax number from the country of
residence
Solo Package
1 NIF + 1 Bank Account
359€
Save 20€
Required Documents:
- Passport
- Proof of address
- Proof of employment
- Portugal NIF document
- Tax number from the country of
residence
Couple Package
2 NIFs + 1 Joint Bank Account
428€
Save 30€
Required Documents:
- Passport
- Proof of address
- Proof of employment
- Portugal NIF document
- Tax number from the country of
residence
How It Works
Place Your Order
Pay €300, fill out our simple online form, and upload the required documents. You’ll need just 5–6 items:
- Proof of address
- Proof of identity
- Evidence of financial means
- Portuguese NIF (taxpayer number)
- Tax number (from your home country)
- Signed W-2 or W-9 form (for U.S. residents only)
Sign the Application
Your signatures will be legally certified by a Portuguese law firm, eliminating the need for apostilles or notarizations.
Start Banking!
Get access to your online banking platform, meet your dedicated bank manager, and receive your debit/credit cards at your preferred address. If you prefer to collect your cards in person, they can be picked up at your nearest bank branch in Portugal for an additional fee of €30, which will be deducted from your account.
Frequently Asked Questions
What are the eligible countries for Novomove’s bank account service?
Our bank account services extend to the countries listed here, in accordance with current bank policies. As these policies may change, we ensure our FAQ remains updated. Remember: these policies only apply to our bank account service – anyone can obtain a NIF through us.
What is the typical timeline for opening a bank account?
On average, it takes about 2-3 weeks to successfully open a bank account. However, this is an estimated time frame and can be influenced by factors beyond our control, such as international customs, shipping durations, and banking compliance.
What does this service cost?
The charge for our service is €300 per account. This includes individual as well as joint accounts. Our fee covers the cost of having your signature certified by a law firm in Portugal, eliminating the need for document notarization or Apostille.
Can I have my bank cards delivered internationally?
Yes, your bank cards can be sent outside Portugal via regular mail at no additional cost.
The bank will dispatch your debit and/or credit cards to the address listed on your NIF certificate, which must match the proof of address document provided during your application.
How It Works:
✔️ After your account is activated with a €250 deposit, the bank will process your cards and dispatch them within 10 business days.
✔️ Delivery times vary depending on your location, as the cards are sent via regular mail.
Can I collect my bank cards in Portugal?
Yes, you can choose to collect your debit and/or credit cards from any Novobanco branch in Portugal after placing your order with us.
How It Works:
✔️ Let us know during the ordering process if you prefer in-branch pickup.
✔️ Your cards will be available at your selected Novobanco branch after processing.
✔️ A €30 bank fee applies for in-branch pickup, which will be deducted from your account balance.
Do I need to present my NIF document to open a bank account?
Yes, opening a bank account requires the scan of your NIF document. If you haven’t obtained your NIF yet, you can apply for one here.
If my bank account is not opened, will I get a refund?
Novomove is not a bank, and we cannot guarantee that your bank account will be opened.
In case the bank refuses to open the account or if the client requests a refund, we will refund the success fee, which is 50% of the service cost.
The scope of our service includes:
- Initial document analysis
- Document certification by a Portuguese law firm
- Applying for and issuing a bank account from the bank branch
The cost of our bank account service is €300, divided into two parts:
- Process Fee: €150
- Success Fee: €150
This fee does not include any initial deposit or the bank’s monthly fees.
Have other questions?
If you still can’t find your answer after browsing our FAQ section, send us a message through our contact page and we’ll get back to you shortly.
A Bank Account For Every Need
Visa Applicants
Self-Employed (Recibo Verde)
Retirees
Property Buyers
Still Have Questions?
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Open Your Bank Account Today
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