Open Your Portuguese Bank Account Remotely
Professional assistance opening your account from abroad - no document apostille or Portugal visit required.
- Apply Remotely:Open your account entirely online - no need to travel to Portugal
- Global Card Delivery:Get your bank cards delivered worldwide
- Fast Setup:Accounts typically opened within 3–4 weeks.
- Money-Back Guarantee:If we can't open your bank account, you'll receive a full service fee refund.
Note: Novomove is a relocation technology company, not a legal or financial institution. All services are fulfilled by duly accredited professionals.
Money-Back Guarantee
Start Your Bank Account Opening
Special Winter Discount:
(Save €20+)
Start Now - Choose Your Package Next
Money-Back Guarantee
Start Your Bank Account Opening
Special Autumn Discount:
(Save €20+)
Start Now - Choose Your Package Next
Open Your Portuguese Bank Account Remotely
Professional assistance opening your account from abroad - no document apostille or Portugal visit required.
Apply Remotely: Open your account entirely online – no need to travel to Portugal- Global Card Delivery: Get your bank cards delivered worldwide or pick them up at a local bank branch in Portugal. Learn More
- Fast Setup: Accounts typically opened within 3–4 weeks.
- Money Back Guarantee: If we can’t open your bank account, you’ll receive a full service fee refund.Learn More
Apply Remotely: Open your account entirely online – no need to travel to PortugalNote: Novomove is a relocation technology company, not a legal or financial institution. All services are fulfilled by duly accredited professionals.
Recommended by
Single or Joint Account:
€320
€300 (Save €20)
- Includes remote account opening.
- No Apostille Required – Your signatures will be legally certified by a Portuguese law firm, eliminating the need for apostilles or notarizations.
- Global card delivery to your address
- Full online banking access via mobile/web.
Money-back guarantee if the account cannot be opened.
Single Account + 1 NIF
€399
€359 (Save €40)
- Includes everything in the Single or Joint Account package.
- Taxpayer ID (NIF) issued within around 3 business days.
- Perfect for expats without an existing Portuguese NIF.
Joint Account + 2 NIF
€478
€428 (Save €50)
- Includes everything in the Single or Joint Account package.
- Two taxpayer IDs (NIFs) for you and a partner issued within around 3 business days.
- Ideal for families or couples moving to Portugal.
Novomove is a relocation technology company, not a legal or financial institution. All services are fulfilled by duly accredited professionals.
Your Trusted Portuguese Bank Account for Non-Residents
- Trusted Banking Partner: Access reliable and secure banking services through one of Portugal’s top private banks.
- Free Card Delivery: Debit and credit cards shipped to your address at no extra charge.
- Complimentary Euro Transfers: Send money to any SEPA member country without fees.
- Seamless Management: Enjoy an English-speaking bank manager and manage your account online through an app or website.
Overview
Open your account with one of Portugal’s leading private banks, trusted by millions of clients worldwide.
Enjoy access to hundreds of branches and ATMs across the country. Both individual and joint accounts are available.
Our service fee covers signature certification by a Portuguese law firm, meaning you won’t need to deal with notarization or apostille requirements.
What You Get
With this account, you’ll enjoy key benefits such as:
Online banking access: Manage your account via a secure website or mobile app.
Debit/Credit cards: Conveniently sent directly to your home.
Free SEPA transfers: Seamless payments and transfers across the SEPA zone.
Fee Structure
Monthly Maintenance Fee: The monthly fee depends on several factors such as your income, financial assets, card usage, etc. Fees typically range between €5 and €15 per month, with discounts available if certain criteria are met.
View full details on fees
Minimum Deposit: A €250 deposit is required to activate the account. This amount is separate from our service fee and will need to be transferred directly to the bank. Once the account is active, the funds are fully accessible for your use.
See what Novomove clients are saying
Portugal-here we come!
“Dianne and Philip very helpful in our process of getting our NIF and Bank account. They responded in a timely manner. I’ll recommend Novomove to anyone needing such services.”.
Choosing Novomove for our NIF and bank…
“Choosing Novomove for our NIF and bank account services was a good decision. They helped us every step of the way and their customer service is really great. Thank you for making all these difficult processes easier.”.
It would be a stress for me to do by our own
“Novomove help us in the NIF and bank account opening process. It would be a stress for me to do by our own. Whenever we had any questions, their team was always give prompt and professional responses. Their service really helpful and valuable! ”.
I can't even begin to describe how…
“ I can't even begin to describe how valuable Novomove's services have been to me. They made my dream of moving to Portugal a reality by helping with the NIF, bank account, NHR status, even an immigration lawyer. Their guidance saved me not just headaches and tons of time, but also literally thousands of dollars. Worth every single dime! ”.
Great company to work with, Highly recommend
“Working for this company was so great that I asked where I could review the service. My family and I needed our NIFs for our move to Portugal. After submitting everything and signing everything we received our NIFs in one day. The platform is also great for document submission. I highly recommend working with Novomove. ”.
Practical Benefits of a Portuguese
Bank Account
- Visa Application: A funded Portuguese bank account is essential for visa applications like the D7.
- Legal & Administrative Requirements: Needed to register as self-employed in Portugal.
- Local Payments: Access to Multibanco and MB Way for paying utilities and taxes.
- Everyday Transactions: Many shops and ATMs don’t accept Visa or Mastercard, so a Portuguese card is necessary.
Why Opening a Portuguese Bank Account Without Us Is Tricky
Language Barrier
The process involves dealing with documents and authorities in Portuguese.
Limited Remote Options
Many banks require in-person visits, which can be challenging if you're not in Portugal.
Delayed Timelines
Without guidance, the process can take significantly longer due to missing paperwork or missteps.
Bank Policies
Navigating compliance requirements can be challenging, especially for non-residents, but our service ensures everything is handled correctly.
Requirements
For non-EU nationals without EU residence, we can only assist if you have proof that you're getting a Portuguese visa and can provide supporting documents based on your visa type Learn More.
Passport Scan
Provide a scanned copy of your passport. Photos of this document cannot be accepted. Ensure the scan is clear and includes all relevant details. Check the full passport requirements here.
Proof of Address
Submit a document that verifies your current residential address in your country of residence. This can include utility bills, bank statements, or government-issued letters. Find out what qualifies as proof of address here
Proof of Employment or Financial Means
Demonstrate your employment status or financial resources through relevant documentation such as pay stubs, employment contracts, or bank statements. Not sure what qualifies? Learn more here
Portuguese Tax Identification Number (NIF)
The NIF is a tax identification number issued by the Portuguese Tax Department. If you don’t already have one, you can apply for a NIF quickly and easily here.
5. Tax Identification Number from Your Country of Residence
If you pay taxes outside of Portugal, provide a document containing your tax identification number (TIN) from your country of residence. This number should match the country listed on your NIF certificate. Learn more about foreign TIN requirements here.
For non-Europeans: Proof of intent to immigrate to Portugal
This can be Consular or VFS appointment confirmation, OR Visa application payment receipt, OR Visa sticker already issued in your passport Learn More.
For non-Europeans: Visa-specific supporting documents
Requirements vary depending on the visa type you are applying for. Learn More.
Language Requirements
All documents must be in English, Spanish, French, or Portuguese. If your documents are in another language, you will need a certified translation. Learn more about certified translations here.
Save Big with our Bundle Packages
Trusted by 
1800+ clients worldwide.
1800+ clients worldwide.
Can be a single or joint account
Bank Account
1 Bank Account
300€
Required Documents:
- Passport
- Proof of address
- Financial means
- Portuguese NIF
- Tax number from the country of residence
- Non-Europeans: Proof of intent to immigrate to Portugal
- Non-Europeans: Visa-specific documents
Solo Package
1 NIF + 1 Bank Account
359€
Save 20€
Required Documents:
- Passport
- Proof of address
- Financial means
- Portuguese NIF
- Tax number from the country of residence
- Non-Europeans: Proof of intent to immigrate to Portugal
- Non-Europeans: Visa-specific documents
Couple Package
2 NIFs + 1 Joint Bank Account
428€
Save 30€
Required Documents:
- Passport
- Proof of address
- Financial means
- Portuguese NIF
- Tax number from the country of residence
- Non-Europeans: Proof of intent to immigrate to Portugal
- Non-Europeans: Visa-specific documents
HOW IT WORKS
Open your Portuguese bank account in 7 easy steps
Place Your Order
Complete your payment and fill out our secure online form.
Verify your identity
Complete a quick identity check with us.
Verify your contact details
Confirm your mobile number and email address with the bank.
Receive your bank account documents
The bank will send the official account opening documents to your email.
Sign your documents
Print and sign the agreement you receive from the bank.
Mail your documents to Portugal
Ship the signed documents to our partner lawyer in Portugal. They will verify your signature locally - no Apostille required.
Get access to your new bank account!
Receive your IBAN and gain full online banking access.
Frequently Asked Questions
If you still can’t find your answer after browsing our FAQ section, send us a message through our contact page and we’ll get back to you shortly.
What are the eligible countries for Novomove’s bank account service?
Our bank account services extend to the countries listed here, in accordance with current bank policies. As these policies may change, we ensure our FAQ remains updated. Remember: these policies only apply to our bank account service – anyone can obtain a NIF through us.
What is the typical timeline for opening a bank account?
On average, it takes about 3-4 weeks to successfully open a bank account. However, this is an estimated time frame and can be influenced by factors beyond our control, such as international customs, shipping durations, and banking compliance.
What does this service cost?
The charge for our service is €300 per account. This includes individual as well as joint accounts. Our fee covers the cost of having your signature certified by a law firm in Portugal, eliminating the need for document notarization or Apostille.
Can I have my bank cards delivered internationally?
Yes, your bank cards can be sent outside Portugal via regular mail at no additional cost.
The bank will dispatch your debit and/or credit cards to the address listed on your NIF certificate, which must match the proof of address document provided during your application.
How It Works:
✔️ After your account is activated with a €250 deposit, the bank will process your cards and dispatch them within 10 business days.
✔️ Delivery times vary depending on your location, as the cards are sent via regular mail.
Do I need to present my NIF document to open a bank account?
Yes, you can choose to collect your debit and/or credit cards from any Novobanco branch in Portugal after placing your order with us.
How It Works:
✔️ Let us know during the ordering process if you prefer in-branch pickup.
✔️ Your cards will be available at your selected Novobanco branch after processing.
✔️ A €30 bank fee applies for in-branch pickup, which will be deducted from your account balance.
If my bank account is not opened, will I get a refund?
Yes, opening a bank account requires the scan of your NIF document. If you haven’t obtained your NIF yet, you can apply for one here.
Have other questions?
Novomove is not a bank, and we cannot guarantee that your bank account will be opened.
In case the bank refuses to open the account or if the client requests a refund, we will refund the success fee, which is 50% of the service cost.
The scope of our service includes:
- Initial document analysis
- Document certification by a Portuguese law firm
- Applying for and issuing a bank account from the bank branch
The cost of our bank account service is €300, divided into two parts:
- Process Fee: €150
- Success Fee: €150
This fee does not include any initial deposit or the bank’s monthly fees.
Do I need my NIF document to open a bank account?
Yes, opening a bank account requires the scan of your NIF document. If you haven’t obtained your NIF yet, you can apply for one here.
What are there fees associated with maintaining a bank account?
Monthly account fees usually range from €5 to €8 for most clients, depending on whether you receive income into the account or hold assets with the bank. With optional packages or add-ons, costs can go up to around €15 per month.
👉 See the full breakdown here: Bank Account Fees Guide
Can I manage my account online or through a mobile app?
Yes. Once your account is active, the bank will send you secure login codes. These allow you to access your account both through the official mobile app and on the bank’s website. You’ll be able to check your balance, view statements, and make transfers just like a local resident.
Do I get a debit or credit card with my account?
Yes. After your account is opened, you can request a debit or credit card directly from your online banking area. A debit card is available to all clients, while a credit card may require additional approval based on your profile. Once issued, cards are delivered by mail to your registered address, usually within 10 business days.
Do I need to translate my documents?
The bank accepts documents in Portuguese, English, French, Spanish, or Italian. If your documents (such as proof of address or proof of employment) are in another language, you’ll need to provide a certified translation into English or Portuguese. This ensures the bank’s compliance team can process your application without delays.
Any other questions?
If you didn’t find what you were looking for, you can send us a message and we’ll get back to you quickly.
Prefer to talk it through? Book a free call with our team and get your questions answered live.
A Bank Account For Every Need
Retirees
Property Buyers
Visa Applicants
Self-Employed (Recibo Verde)
Still Have Questions?
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Open Your Bank Account Today
Let Novomove turn your relocation stress into success
Relocating to Europe has never been easier
What’s the Portuguese Bank account opening process?
Fill Out Easy Online Application
Verify your identity in minutes
Upload all required documents
You'll get your IBAN and personal account access codes
Fill Out Easy Online Application
Verify your identity in minutes
You'll get your IBAN and personal account access codes
