Single or Joint Account:


€320
€300 (Save €20)

  • Includes remote account opening.
  • No Apostille Required – Your signatures will be legally certified by a Portuguese law firm, eliminating the need for apostilles or notarizations.
  • Global card delivery to your address
  • Full online banking access via mobile/web.
Money-back guarantee if the account cannot be opened. Learn more

Single Account + 1 NIF


€399
€359 (Save €40)

  • Includes everything in the Single or Joint Account package.
  • Taxpayer ID (NIF) issued within around 3 business days.
  • Perfect for expats without an existing Portuguese NIF.

Joint Account + 2 NIF


€478
€428 (Save €50)

  • Includes everything in the Single or Joint Account package.
  • Two taxpayer IDs (NIFs) for you and a partner issued within around 3 business days.
  • Ideal for families or couples moving to Portugal.

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Your Trusted Portuguese Bank Account for Non-Residents

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Overview

The account can be opened with Novobanco, one of Portugal’s leading private banks.

This account provides access to hundreds of branches and ATMs across the country. Both individual and joint accounts are available.

Our service fee includes the cost of signature certification by a Portuguese law firm, so there’s no need for document notarization or an apostille.

What You Get

With this account, you’ll enjoy key benefits such as:

Your own English-speaking bank manager: A dedicated point of contact for all your banking needs.

Online banking access: Manage your account via a secure website or mobile app.

Debit/Credit cards: Conveniently sent directly to your home.

Free SEPA transfers: Seamless payments and transfers across the SEPA zone.

Fee Structure

Monthly Maintenance Fee: The Prestige NB 360 account has a monthly fee of €8.84. View full details on fees

Minimum Deposit: A €250 deposit is required to activate the account. This amount is separate from our service fee and will need to be transferred directly to the bank. Once the account is active, the funds are fully accessible for your use.

See what Novomove clients are saying

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Practical Benefits of a Portuguese
Bank Account

Why Opening a Portuguese Bank Account Without Us Is Tricky

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Language Barrier

The process involves dealing with documents and authorities in Portuguese.


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Limited Remote Options

Many banks require in-person visits, which can be challenging if you're not in Portugal.


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Delayed Timelines

Without guidance, the process can take significantly longer due to missing paperwork or missteps.

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Bank Policies

Navigating compliance requirements can be challenging, especially for non-residents, but our service ensures everything is handled correctly.

Requirements

You’ll only need 5 to 6 documents to get started depending on your country of residence. 

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Passport Scan

Provide a scanned copy of your passport. Photos of this document cannot be accepted. Ensure the scan is clear and includes all relevant details.
Learn more here.

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Proof of Address

Submit a document that verifies your current residential address in your country of residence. This can include utility bills, bank statements, or government-issued letters. Find out what qualifies as proof of address here.

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Proof of Employment or Financial Means

Demonstrate your employment status or financial resources through relevant documentation such as pay stubs, employment contracts, or bank statements. Not sure what qualifies? Learn more here.

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Portuguese Tax Identification Number (NIF)

The NIF is a tax identification number issued by the Portuguese Tax Department. If you don’t already have one, you can apply for a NIF quickly and easily here.

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Tax Identification from Your Country of Residence

If you pay taxes outside of Portugal, provide a document containing your tax identification number (TIN) from your country of residence. This number should match the country listed on your NIF certificate.
Learn more about foreign TIN requirements here.

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Either W-9 Form or W-2 Form (Only for U.S. Residents)

U.S. residents must provide either a W-2 or W-9 form, depending on their employment status:

  • Employed: A W-2 form provided by your employer is required.
  • Self-employed or contractor: A signed W-9 form must be submitted.

Language Requirements

All documents must be in English, Spanish, French, or Portuguese. If your documents are in another language, you will need a certified translation. Learn more about certified translations here.

Save Big with our Bundle Packages

Trusted by img1800+ clients worldwide.

NIF

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1 NIF

79€

One Time Payment

Required Documents:

  • Passport or EU National ID card
  • Proof of address
Can be a single or joint account

Bank Account

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1 Bank Account

300€

One Time Payment

Required Documents:

  • Passport
  • Proof of address
  • Proof of employment
  • Portugal NIF document
  • Tax number from the country of
    residence

Solo Package

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1 NIF + 1 Bank Account

359€

Save 20€

Required Documents:

  • Passport
  • Proof of address
  • Proof of employment
  • Portugal NIF document
  • Tax number from the country of
    residence

Couple Package

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2 NIFs + 1 Joint Bank Account

428€

Save 30€

Required Documents:

  • Passport
  • Proof of address
  • Proof of employment
  • Portugal NIF document
  • Tax number from the country of
    residence
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How It Works

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Place Your Order

Pay €300, fill out our simple online form, and upload the required documents. You’ll need just 5–6 items:

  • Proof of address
  • Proof of identity
  • Evidence of financial means
  • Portuguese NIF (taxpayer number)
  • Tax number (from your home country)
  • Signed W-2 or W-9 form (for U.S. residents only)

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Sign the Application

Your signatures will be legally certified by a Portuguese law firm, eliminating the need for apostilles or notarizations.

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 Start Banking!

Get access to your online banking platform, meet your dedicated bank manager, and receive your debit/credit cards at your preferred address. If you prefer to collect your cards in person, they can be picked up at your nearest bank branch in Portugal for an additional fee of €30, which will be deducted from your account.

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Frequently Asked Questions

What are the eligible countries for Novomove’s bank account service?

Our bank account services extend to the countries listed here, in accordance with current bank policies. As these policies may change, we ensure our FAQ remains updated. Remember: these policies only apply to our bank account service – anyone can obtain a NIF through us.

On average, it takes about 2-3 weeks to successfully open a bank account. However, this is an estimated time frame and can be influenced by factors beyond our control, such as international customs, shipping durations, and banking compliance.

The charge for our service is €300 per account. This includes individual as well as joint accounts. Our fee covers the cost of having your signature certified by a law firm in Portugal, eliminating the need for document notarization or Apostille.

Yes, your bank cards can be sent outside Portugal via regular mail at no additional cost.

The bank will dispatch your debit and/or credit cards to the address listed on your NIF certificate, which must match the proof of address document provided during your application.

How It Works:

✔️ After your account is activated with a €250 deposit, the bank will process your cards and dispatch them within 10 business days.
✔️ Delivery times vary depending on your location, as the cards are sent via regular mail.

Yes, you can choose to collect your debit and/or credit cards from any Novobanco branch in Portugal after placing your order with us.

How It Works:

✔️ Let us know during the ordering process if you prefer in-branch pickup.
✔️ Your cards will be available at your selected Novobanco branch after processing.
✔️ A €30 bank fee applies for in-branch pickup, which will be deducted from your account balance.

Yes, opening a bank account requires the scan of your NIF document. If you haven’t obtained your NIF yet, you can apply for one here.

Novomove is not a bank, and we cannot guarantee that your bank account will be opened.

In case the bank refuses to open the account or if the client requests a refund, we will refund the success fee, which is 50% of the service cost.

The scope of our service includes:

  • Initial document analysis
  • Document certification by a Portuguese law firm
  • Applying for and issuing a bank account from the bank branch

The cost of our bank account service is €300, divided into two parts:

  1. Process Fee: €150
  2. Success Fee: €150

This fee does not include any initial deposit or the bank’s monthly fees.

If you still can’t find your answer after browsing our FAQ section, send us a message through our contact page and we’ll get back to you shortly.

A Bank Account For Every Need

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Visa Applicants

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Self-Employed (Recibo Verde)

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Retirees

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Property Buyers

Still Have Questions?

Can’t find the information you need?
Chat with our expert team for personalized guidance

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Ready to Get Started?
Open Your Bank Account Today

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