Webinars from our
relocation experts

Real answers to the questions we hear from clients every single day. Watch on demand, at your own pace.

★★★★★ 4.9 on Trustpilot | 7,000+ clients served
Relocate to Portugal
Your Portuguese Bank Account in 2026
ON-DEMAND ~60 min

Your Portuguese Bank Account in 2026

What's Changed, What's Hard, and What Nobody Tells You

PB
Philip Bitnik
Founder, Novomove
CL
Cesar Lira
Head of Client Success

Built from 36 real client consultations. We answer the exact NIF and bank account questions that come up in almost every call — the things that sound simple but trip everyone up.

What you'll learn
  • How the Portuguese bank account actually works in 2026
  • Why the NIF controls everything in your timeline
  • Nationality restrictions and workarounds
  • How much money you need and where it sits
  • The correct sequence so nothing expires
Watch the Replay
Moving to Portugal in 2026
ON-DEMAND ~65 min

Moving to Portugal in 2026?

Visas, Taxes & Costly Mistakes

PB
Philip Bitnik
Founder, Novomove
MC
Mariana Cunha
Immigration Lawyer, Portugal

A deep dive into D7, D8, and D2 visas with Philip and Mariana, a licensed Portuguese immigration lawyer. Plus the new IFICI tax regime explained, the nationality law update, and the mistakes that cost people months.

What you'll learn
  • D7, D8 & D2 — which visa fits your situation
  • Costly mistakes that delay applications by months
  • IFICI tax regime — what replaced NHR
  • Breaking: Portugal's nationality law changes
  • Your step-by-step action plan
Watch the Replay

What our clients say

★★★★★ 4.9/5 Trustpilot

"Applied in July, approved in September, moved to Porto last month."

Michelle
D8 Freelancer, Porto

"I only write reviews for exceptional services. They stay on top of it. You won't regret it."

JC
Moving from the US

"Despite the complexity of my case, they never gave up until my objective was achieved."

Youssef
Multiple Services

Not sure where to start?

Book a free 15-minute call with our team. We'll help you figure out which visa fits, what order to do things, and what makes sense for your situation.

Book a Free Call

Novomove is a technology platform, not a law firm. We provide expert case management and coordinate with licensed Portuguese lawyers and accountants on your behalf.

Free 5-Day Course

Before You Form a Portuguese Company, Read This.

Philip Bitnik
Written by Philip Bitnik
Founder, NovoMove

LDA or Unipessoal? Sole trader or incorporate? Does IFICI apply to you? What will you actually pay in tax?

Full PDF guide on sign-up, plus five short emails over five days. Company structure, Portuguese tax rules, IFICI eligibility, and when staying a freelancer makes more sense.

A real person reads every reply. Unsubscribe anytime.

Free 5-Day Course

Before You Get Your NIF, Read This.

Philip Bitnik
Written by Philip Bitnik
Founder, NovoMove

Should I order a NIF now or wait? Do I need a tax rep? What’s IFICI and does it apply to me?

Full PDF guide on sign-up, plus five short emails over five days so it actually sticks. Your bank account, your tax rep, IFICI, and what to do once you arrive.

A real person reads every reply. Unsubscribe anytime.

When does the 10-day clock start?

The guarantee kicks in once all of the following are complete:

  1. You’ve uploaded clean, readable scans of your passport and proof of address.
  2. You’ve signed the Power of Attorney.
  3. Our managers have reviewed the signature and confirmed it matches your passport.

Days spent exchanging new document scans or re-issuing a PoA don’t count toward the 10-day window. If we don’t deliver your NIF within 10 business days of approval, you get a full refund.

Requesting a NIF for a minor under the age of 18?

See the additional requirements below:
  • Birth certificate or Adoption certificate of minor
  • Copy of first parent's passport
  • Copy of second parent's passport

Were you born in Portugal or hold Portuguese citizenship?

You will need to provide a copy of your Portuguese birth certificate or your Citizen Card (Portuguese: Cartão de cidadão).

What can I use as Proof of Address?

When ordering your NIF, you will need to provide proof of address that satisfies the following criteria:

Address

  • Must be a residential address outside of Portugal
  • Must match the "Residential Address" submitted in the intake form
  • P.O. boxes and business addresses are not accepted

Name

If purchasing NIF only
  • First name and surname on your Proof of Address must match your passport exactly
  • For example, say that the name on your passport is "John Apple Smith"
  • ✅ John Apple Smith
  • ✅ John A Smith
  • ✅ John Smith
  • ❌ J Smith
  • ❌ Johnny Smith
  • ❌ Any other variations
If purchasing NIF and Bank
  • The bank requirements for Proof of Address are stricter than the NIF requirements. Because of this, the full name on your Proof of Address must match your passport exactly, otherwise, it will be rejected.
  • For example, say that the name on your passport is "John Apple Smith"
  • ✅ John Apple Smith
  • ❌ John A Smith
  • ❌ John Smith
  • ❌ J Smith
  • ❌ Johnny Smith
  • ❌ Any other variations

Document language

If purchasing NIF only
  • If the document is not written in the Roman alphabet, you need to provide an English translation. The translated document needs to be certified.
If purchasing NIF and Bank*
  • The document must be in English, Portuguese, Spanish, Italian, or French.
  • If your Proof of Address is not in any of the languages above, please provided a translation to English. This translation needs to be certified.
  • For customers from the Schengen area: Documents can be certified by a lawyer or a notary outside of Portugal.
  • For customers from other countries or residents outside the Schengen Area: Documents can only be certified by an authorized entity (Portuguese Consulate/Embassy or any other entities with the Hague Apostille).
*Schengen Areas:
Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
Image quality
  • Text is legible
  • No shadows
  • No light reflections
  • All four corners of the document are visible
Acceptable Documents
Any of the following documents are acceptable:
1.Driver’s license
  • Must be valid (i.e. not expired)
  • Provide photos of both the front and back
  • Residential address must be visible
  • Expiration date must be visible
2. First page of bank statement
  • Issue date must be visible
  • Issued within the past 3 months
  • Must be an actual bank statement. Other documents from the bank (e.g. confirmation letter or bank certificate) will not be accepted.
Utility bill
  • Issue date must be visible
  • Issued within the past 3 months
  • Can be from any of the following providers: electricity, water, mobile sim, internet, cable, etc
For Minors
If requesting a NIF on behalf of a minor, please include a proof of address of one of the minor’s parents.

What does your 'No Win, No Fee' Guarantee mean?

In the event that we’re unable to successfully open your bank account, we implement our ‘No Win, No Fee’ Guarantee.
This means we will refund 50% of the total service cost, which equates to the Success Fee.

Service Fee Structure

Process Fee: 50% of the total payment, this fee covers the administrative tasks and processes involved in submitting your application.
Success Fee: The remaining 50% of the total payment, this fee is charged for the successful opening of your bank account.
It’s important to clarify that this guarantee does not cover any potential initial deposit or the bank’s recurring monthly fees.
Our guarantee ensures that if we don’t succeed in our primary service – opening your bank account – you aren’t charged the full service fee.
This policy showcases our confidence in our services and our dedication to customer satisfaction.
This is an example of a NISS pdf we provided to a client from the U.K.

Please note that name and address have been edited for privacy purposes.

This is an example of a NISS document we provided to a client.

Please note that name and address have been edited for privacy purposes.

Requesting a NIF for a minor under the age of 18?

See the additional requirements below:

  • Birth certificate or Adoption certificate of minor
  • Copy of first parent’s passport
  • Copy of second parent’s passport

Were you born in Portugal or hold Portuguese citizenship?

You will need to provide a copy of your Portuguese birth certificate or your Citizen Card (Portuguese: Cartão de cidadão).